Citrus County property record for 3621 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,299 sqft Living Area |
| Lot Size | 7,200 sqft (0.165 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $165,000 (2018) |
| Tax Bill | $547.00 (2024) |
Source: Citrus County records · APN 19E-18S-14-0140-000C0-0310
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3621 E ARBOR LAKES DR, HERNANDO, FL 34442-5571 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 02, 2023 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Jul 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GTE FCU |
| Nov 19, 2018 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Aug 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage GTE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2018 · Amount on Record |
| Deed Sale | Aug 28, 2018 · Amount on Record |
| Prior Sale | Apr 22, 2013 · Amount on Record |
| Deed Doc Number | 201843736 |
| Deed Book / Page | 2923 / 726 |
| Prior Transfer Date | Jul 12, 2013 |
| Prior Transfer Doc | 0025661085 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3621 E ARBOR LAKES DR, HERNANDO, FL 34442-5571 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3621 E ARBOR LAKES DR, HERNANDO, FL 34442-5571 |
| Document Number | 0034141248 |
|---|---|
| Date | Oct 02, 2023 |
| Book Page | 3414/1248 |
| Instrument | 2023057140 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 10, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3621 E ARBOR LAKES DR, HERNANDO, FL 34442-5571 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029912429 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 2991/2429 |
| Instrument | 2019037937 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3621 E ARBOR LAKES DR, HERNANDO, FL 34442-5571 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029400376 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 2940/0376 |
| Instrument | 2018058080 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 18, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Aug 28, 2018 |
| Property Address | 3621 E ARBOR LAKES DR, HERNANDO, FL 34442-5571 |
| Document Number | 0029230726 |
| Book / Page | 2923 / 0726 |
| Map Reference | MB15 PG75&79 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 2018043736 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | AMERICAN TITLE SVCS OF CITRU |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3637 E ARBOR LAKES DR, 3637, HERNANDO, FL 34442-5571 |
| Name | Verified Name |
|---|---|
| Address | 3637 E ARBOR LAKES DR, HERNANDO, FL 34442-5571 |
| Document Number | 2018043737 |
|---|---|
| Date | Aug 28, 2018 |
| Instrument | 2018043737 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2048 |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $609.00 (+11.33%) Homeowner's exemption Veteran's exemption | $142,625 (-26.24%) | $184,168 (-4.75%) Land $10,560 Building $173,608 |
| 2024 | $547.00 (+2.63%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $193,362 (-0.99%) Land $9,830 Building $183,532 | $193,362 (-0.99%) Land $9,830 Building $183,532 |
| 2023 | $533.00 (+5.75%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $195,302 (+14.99%) Land $9,830 Building $185,472 | $195,302 (+14.99%) Land $9,830 Building $185,472 |
| 2022 | $504.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $169,839 Land $9,830 Building $160,009 | $169,839 Land $9,830 Building $160,009 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,282 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-18S-14-0140-000C0-0310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,299 sqft Living Area |
| Gross Area | 1,879 sqft Gross Area |
| 1st Floor | 1,299 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 7,200 sqft (0.165 acres) |
| Depth X Width | 100 ft x 72 ft Depth x Width |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Pool Area | 220 sqft Pool |
|---|---|
| Patio Area | 160 sqft Patio |
| Porch | Finished/Screened Porch |
| Porch Area | 220 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2941898 |
|---|---|
| Street Address | 3621 E ARBOR LAKES DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5571 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 31 BLK C |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | ARBOR LAKES - UNIT 1 |
| Legal Block | C |
| Legal Lot Number | 31 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 450105 |
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