Citrus County property record for 3594 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,708 sqft Living Area |
| Lot Size | 7,920 sqft (0.181 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $169,900 (2004) |
| Tax Bill | $1,295.00 (2025) |
Source: Citrus County records · APN 19E-18S-14-0140-000D0-003.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3594 E ARBOR LAKES DR, HERNANDO, FL 34442-5500 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Aug 22, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage AMERICAN ADVISORS |
| Aug 22, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 23, 2004 · Amount on Record |
| Deed Sale | Mar 23, 2004 · Amount on Record |
| Prior Sale | Aug 02, 2000 · Amount on Record |
| Deed Doc Number | 2004018507 |
| Deed Book / Page | 1700 / 2343 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3594 E ARBOR LAKES DR, HERNANDO, FL 34442-5500 |
| Document Number | 0030012187 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3594 E ARBOR LAKES DR HERNANDO FL 344425500, HERNANDO, FL 34442-5500 |
| Document Number | 0030012187 |
|---|---|
| Date | Sep 04, 2019 |
| Book Page | 003001/002187 |
| Instrument | 46150 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 852 Months |
| Due | Sep 03, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.33% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3594 E ARBOR LAKES DR, HERNANDO, FL 34442-5500 |
| Document Number | 0030012203 |
| Instrument Date | Aug 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 3594 E ARBOR LAKES DR HERNANDO FL 344425500, HERNANDO, FL 34442-5500 |
| Document Number | 0030012203 |
|---|---|
| Date | Sep 04, 2019 |
| Book Page | 003001/002203 |
| Instrument | 46151 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 852 Months |
| Due | Sep 03, 2090 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.33% |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,295.00 (+7.47%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $211,703 (-2.89%) Land $10,970 Building $200,733 | $211,703 (-2.89%) Land $10,970 Building $200,733 |
| 2024 | $1,205.00 (+3.43%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $218,013 (-0.83%) Land $10,220 Building $207,793 | $218,013 (-0.83%) Land $10,220 Building $207,793 |
| 2023 | $1,165.00 (+1.22%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $219,827 (+11.64%) Land $10,220 Building $209,607 | $219,827 (+11.64%) Land $10,220 Building $209,607 |
| 2022 | $1,151.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $196,901 Land $10,220 Building $186,681 | $196,901 Land $10,220 Building $186,681 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,282 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-18S-14-0140-000D0-003.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,708 sqft Living Area |
| 1st Floor | 1,708 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Custom Design Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 7,920 sqft (0.181 acres) |
| Depth X Width | 110 ft x 72 ft Depth x Width |
| Parking Spaces | 6 Parking Spaces |
| Garage Area | 463 sqft Garage |
| Pool Area | 218 sqft Pool |
| Porch | Open Porch |
| Porch Area | 260 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2950455 |
|---|---|
| Old Parcel Number | 1418S19E0140000D00030 |
| Street Address | 3594 E ARBOR LAKES DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5500 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 3 BLK D |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | ARBOR LAKES - UNIT 1 |
| Legal Block | D |
| Legal Lot Number | 3 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 450105 |
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