Citrus County property record for 3645 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,498 sqft Living Area |
| Lot Size | 7,200 sqft (0.165 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $200,000 (2021) |
| Tax Bill | $2,069.00 (2025) |
Source: Citrus County records · APN 19E-18S-14-0140-000C0-029.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3645 E ARBOR LAKES DR, HERNANDO, FL 34442-5571 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on Record |
| Deed Sale | Sep 15, 2021 · Amount on Record |
| Prior Sale | Aug 30, 2019 · Amount on Record |
| Deed Doc Number | 2021063400 |
| Deed Book / Page | 3205 / 423 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Sep 15, 2021 |
| Property Address | 3645 E ARBOR LAKES DR, HERNANDO, FL 34442-5571 |
| Document Number | 0032050423 |
| Book / Page | 3205 / 423 |
| Map Reference | MB 15 PG 75-79 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021063400 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2021 |
| Title Company | FIDELITY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4286 N MAE WEST WAY, 4286, BEVERLY HILLS, FL 34465-4758 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3645 E ARBOR LAKES DR, HERNANDO, FL 34442-5571 |
| Document Number | 3205426 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 3205/426 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Aug 30, 2019 |
| Property Address | 3645 E ARBOR LAKES DR, HERNANDO, FL 34442-5571 |
| Document Number | 0030010902 |
| Book / Page | 3001 / 0902 |
| Map Reference | MB 15 PG 75-79 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 2019045737 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | MANATEE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,141.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 430 HUNTER AVE, 430, BRANSON, MO 65616-8868 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5498 SHIRETOWN ST SE, CALEDONIA, MI 49316-8854 |
| Document Number | 0003001903 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 3001/903 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,069.00 (+5.67%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $185,173 (-2.94%) Land $10,560 Building $174,613 | $185,173 (-2.94%) Land $10,560 Building $174,613 |
| 2024 | $1,958.00 (+2.89%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $190,784 (-0.32%) Land $9,830 Building $180,954 | $190,784 (-0.32%) Land $9,830 Building $180,954 |
| 2023 | $1,903.00 (+7.15%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $191,392 (+20.23%) Land $9,830 Building $181,562 | $191,392 (+20.23%) Land $9,830 Building $181,562 |
| 2022 | $1,776.00 Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $159,190 Land $9,830 Building $149,360 | $159,190 Land $9,830 Building $149,360 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,408 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-18S-14-0140-000C0-029.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,498 sqft Living Area |
| 1st Floor | 1,498 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Other Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 7,200 sqft (0.165 acres) |
| Depth X Width | 100 ft x 72 ft Depth x Width |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 300 sqft Garage |
| Porch | Open Porch |
| Porch Area | 180 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2770139 |
|---|---|
| Old Parcel Number | 1418S19E0140000C00290 |
| Street Address | 3645 E ARBOR LAKES DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5571 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 29 BLK C |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | ARBOR LAKES - UNIT 1 |
| Legal Block | C |
| Legal Lot Number | 29 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 450105 |
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