3638 E Arbor Lakes Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3638 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,757 sqft Living Area
Lot Size	7,920 sqft (0.181 acres)
Occupancy	Owner Occupied
Last Sale	$324,950 (2023)
Tax Bill	$2,768.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000D0-006.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3638 E ARBOR LAKES DR, HERNANDO, FL 34442-5505
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	Oct 15, 2015 · Amount on Record
Deed Doc Number	2023029642
Deed Book / Page	3380 / 1726
Record Refreshed	Jun 08, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 22, 2023
Property Address	3638 E ARBOR LAKES DR, HERNANDO, FL 34442-5505
Document Number	0033801726
Book / Page	3380 / 1726
Map Reference	MB 15 PG 75-79
Instrument Date	May 15, 2023
Instrument	2023029642
Transaction Type	Transfer
Record Updated	Jun 08, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3638 E ARBOR LAKES DR, HERNANDO, FL 34442-5505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3638 E ARBOR LAKES DR, HERNANDO, FL 34442-5505

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,768.00 (+4.97%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$222,119 (-3.06%) Land $10,970 Building $211,149	$222,119 (-3.06%) Land $10,970 Building $211,149
2024	$2,637.00 (+67%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$229,124 (-0.42%) Land $10,220 Building $218,904	$229,124 (-0.42%) Land $10,220 Building $218,904
2023	$1,579.00 (+6.98%) Homeowner's exemption Additional exemption filed	$230,098 (+10.57%) Land $10,220 Building $219,878	$230,098 (+10.57%) Land $10,220 Building $219,878
2022	$1,476.00 Homeowner's exemption Additional exemption filed	$208,094 Land $10,220 Building $197,874	$208,094 Land $10,220 Building $197,874

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 18% of Florida
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000D0-006.0`
Alternative APNs	`1418S19E0140000D00060` `2866373`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,757 sqft Living Area
1st Floor	1,761 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	7,920 sqft (0.181 acres)
Depth X Width	110 ft x 72 ft Depth x Width
Parking Spaces	6 Parking Spaces
Garage Area	504 sqft Garage
Pool Area	222 sqft Pool
Porch	Open Porch
Porch Area	255 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2866373
Old Parcel Number	1418S19E0140000D00060
Street Address	3638 E ARBOR LAKES DR
City	HERNANDO
State	FL
Zip	34442-5505
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 6 BLK D
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	D
Legal Lot Number	6
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1032
Census Tract	450105