Citrus County property record for 3609 E Arbor Lakes Dr, Hernando, FL 34442 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2003 |
| Square Footage | 1,256 sqft Living Area |
| Lot Size | 7,200 sqft (0.165 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $199,900 (2021) |
| Tax Bill | $2,140.00 (2025) |
Source: Citrus County records · APN 19E-18S-14-0140-000C0-032.0
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 3609 E ARBOR LAKES DR, HERNANDO, FL 34442-5571 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 07, 2021 | Warranty Deed, Transfer EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I |
| Jan 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 07, 2021 · Amount on Record |
| Deed Sale | Sep 07, 2021 · Amount on Record |
| Prior Sale | Jan 24, 2018 · Amount on Record |
| Deed Doc Number | 2021061639 |
| Deed Book / Page | 3202 / 2081 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Sep 07, 2021 |
| Property Address | 3609 E ARBOR LAKES DR, HERNANDO, FL 34442-5571 |
| Document Number | 0032022081 |
| Book / Page | 3202 / 2081 |
| Map Reference | MB 15 PG 75-79 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021061639 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Title Company | EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,399.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3609 E ARBOR LAKES DR, 3609, HERNANDO, FL 34442-5571 |
| Name | Verified Name |
|---|---|
| Address | 141 BOULDERWOOD DR, QUEENSBURY, NY 12804-6759 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jan 24, 2018 |
| Property Address | 3609 E ARBOR LAKES DR, HERNANDO, FL 34442-5571 |
| Document Number | 0028761549 |
| Book / Page | 2876 / 1549 |
| Map Reference | MB15 PG75-79 |
| Instrument Date | Jan 05, 2018 |
| Instrument | 2018003720 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | FISRT SIGNATURE TITLE INCI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1652 WICHITA ST, 1652, OVIEDO, FL 32765-5003 |
| Name | Verified Name |
|---|---|
| Relationship | Et Al (and Others) - Vendor Data Only |
| Address | 3609 E ARBOR LAKES DR, HERNANDO, FL 34442-5571 |
| Document Number | 2018003721 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 2018003721 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2048 |
Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,140.00 (+2.54%) Homeowner's exemption Additional exemption filed | $173,556 (-2.84%) Land $10,560 Building $162,996 | $173,556 (-2.84%) Land $10,560 Building $162,996 |
| 2024 | $2,087.00 (+2.71%) Homeowner's exemption Additional exemption filed | $178,626 (-1.41%) Land $9,830 Building $168,796 | $178,626 (-1.41%) Land $9,830 Building $168,796 |
| 2023 | $2,032.00 (+7%) Homeowner's exemption Additional exemption filed | $181,173 (+11.34%) Land $9,830 Building $171,343 | $181,173 (+11.34%) Land $9,830 Building $171,343 |
| 2022 | $1,899.00 Homeowner's exemption Additional exemption filed | $162,720 Land $9,830 Building $152,890 | $162,720 Land $9,830 Building $152,890 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 18% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,282 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-18S-14-0140-000C0-032.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,256 sqft Living Area |
| 1st Floor | 1,256 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Other Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 7,200 sqft (0.165 acres) |
| Depth X Width | 100 ft x 72 ft Depth x Width |
| Parking Spaces | 7 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Patio Area | 160 sqft Patio |
| Porch | Enclosed Porch |
| Porch Area | 180 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2850655 |
|---|---|
| Old Parcel Number | 1418S19E0140000C00320 |
| Street Address | 3609 E ARBOR LAKES DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5571 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 32 BLK C |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 14 |
| Legal Subdivision | ARBOR LAKES - UNIT 1 |
| Legal Block | C |
| Legal Lot Number | 32 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 450105 |
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