3620 Eel River Ranch Rd, Covelo, CA 95428 Property Records

Mendocino County property record for 3620 Eel River Ranch Rd, Covelo, CA 95428 · Last verified August 2026

Property Summary

Property TypeRural Home
Details2 bd · 1 ba · 1,248 sqft · built 1990
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Jul 2026)
Tax Bill$2,656 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jul 2026 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN034-142-08

Property Details

APN / Parcel Number

Primary APN034-142-08
Alternative APN
  • 034-142-08-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area1,248 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area217,800 sqft
Garage TypeDetached
Garage Area616 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number034-142-08
Street Address3620 EEL RIVER RANCH RD
CityCOVELO
StateCA
Zip95428-9515
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionTHE S 1/2 OF THE NE 1/4 OF THE NE 1/4 OF THE NE 1/4 OF SEC 2 6, T22N, R12W, MDB&M.
Legal Block1
Legal Lot Number8
JurisdictionMENDOCINO CA
Township / Civil DivisionCOVELO
Census Block Group1
Census Block1081
Census Tract10100

Owner

Source: Mendocino County records · APN 034-142-08

Assessment roll updated August 12, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address32001 AIRPORT RD, FORT BRAGG, CA 95437-9508
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2026Grant Deed, Transfer · Conventional Mortgage
ROYAL FUNDING CORPORATION
Jul 09, 2026Grant Deed, Transfer
REDWOOD TITLE, REDWOOD EMPIRE TITLE
Dec 22, 2021Quit Claim Deed, Transfer
Quitclaim
Jan 17, 2020Grant Deed, Transfer · Conventional Mortgage
ROYAL PACIFIC FUNDING CORP
Feb 08, 2019Affidavit of Death, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 09, 2026 · Amount on Record
Deed SaleJul 09, 2026 · Amount on Record
Prior SaleJan 17, 2020 · Amount on Record
Deed Document Number20266005
Prior Transfer DateApr 01, 2025
Prior Transfer Doc0000002774
Record UpdatedSep 20, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMENDOCINO CA
Recording DateJul 09, 2026
Property Address3620 EEL RIVER RANCH RD, COVELO, CA 95428-9515
Document Number0000006005
Instrument DateJun 17, 2026
Instrument20266005
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyREDWOOD TITLE, REDWOOD EMPIRE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$17,776.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address32001 AIRPORT RD, FORT BRAGG, CA 95437-9508

Mortgage

Document Number0000006007,
DateJul 09, 2026
Instrument20266007
Lender
NameROYAL FUNDING CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMENDOCINO CA
Recording DateJul 09, 2026
Property Address3620 EEL RIVER RANCH RD, COVELO, CA 95428-9515
Document Number0000006006
Instrument DateJun 05, 2026
Instrument20266006
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyREDWOOD TITLE, REDWOOD EMPIRE TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address32001 AIRPORT RD, FORT BRAGG, CA 95437-9508

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMENDOCINO CA
Recording DateDec 22, 2021
Property Address3620 EEL RIVER RANCH RD, COVELO, CA 95428-9515
Document Number0000018475
Instrument DateDec 07, 2021
Instrument2021-18475
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address3620 EEL RIVER RD, 3620, COVELO, CA 95428

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3620 EEL RIVER RD, COVELO, CA 95428

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMENDOCINO CA
Recording DateJan 17, 2020
Property Address3620 EEL RIVER RANCH RD, COVELO, CA 95428-9515
Document Number0000000648
Instrument DateDec 16, 2019
Instrument2020-00648
Transaction TypeTransfer
Record UpdatedOct 21, 2022
Title CompanyFIDELITY NATL TTL CO OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 EEL RIVER RANCH ROAD, HEALDSBURG, CA 95448

Mortgage

Document Number0000000649
DateJan 17, 2020
Instrument2020-00649
Lender
NameROYAL PACIFIC FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

February 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionMENDOCINO CA
Recording DateFeb 08, 2019
Property Address3620 EEL RIVER RANCH RD, COVELO, CA 95428-9515
Document Number0000001597
Instrument DateJan 18, 2019
Instrument1597
Transaction TypeTransfer
Record UpdatedFeb 18, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3620 EEL RIVER RD COVELO CA 95428, COVELO, CA 95428

Tax Assessment & Valuation

Source: Mendocino County records · Assessment roll updated August 12, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMendocino County
Unified School DistrictRound Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$204,000 (-15.21%) Land $102,000 Building $102,000
2025$2,656.00 (+107.18%)$240,597 (+4.04%) Land $124,181 Building $116,416
2024$1,282.00 (-49.69%)
2023$2,548.00 (+267.68%)$231,256 Land $115,629 Building $115,627
2020$693.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mendocino County (06045C), updated September 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskExtreme
above 96% of the US · above 84% of California
Wildfire LikelihoodAbout 1 in 70 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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