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362 E Millstream Rd, Cream Ridge, NJ 08514 Property Records

Ocean County and Plumsted Township property record for 362 E Millstream Rd, Cream Ridge, NJ 08514

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 696 sqft · built 1952
Lot Size1.45 acres (63,162 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Dec 2021)
Tax Bill$6,064 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Aug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN24-00061-0000-00020

Property Details

APN / Parcel Number

Primary APN24-00061-0000-00020
Alternative APN
  • 240006100020

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area696 sqft Living Area
1st Floor Area696 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area63,162 sqft
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address362 E MILLSTREAM RD
CityCREAM RIDGE
StateNJ
Zip08514-2407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-5
Legal Description1.45 AC
Legal Block61
Legal Lot Number20
JurisdictionOCEAN NJ
Township / Civil DivisionPLUMSTED
Census Block Group4
Census Block4005
Census Tract718000

Owner

Source: Ocean County and Plumsted Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address362 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2021Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Aug 11, 2017Quit Claim Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2021 · Amount on Record
Deed SaleDec 30, 2021 · Amount on Record
Prior SaleApr 19, 2016 · Amount on Record
Deed Document Number2021184221
Deed Book / Page18846 / 1481
Prior Transfer DateMay 14, 2017
Prior Transfer Doc0168350099
Record UpdatedSep 20, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateDec 30, 2021
Property Address362 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2407
Document Number0188461481
Book / Page18846 / 1481
Instrument DateDec 20, 2021
Instrument2021184221
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyMONARCH TITLE AGENCY INC, MONARCH TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,403.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9 LETITIA DR, 9, NEW EGYPT, NJ 08533-2538

Transferred To (Grantee/Buyer)

NameVerified Name
Address362 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2407

Mortgage

Document Number2021184222
DateDec 30, 2021
Instrument2021184222
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOCEAN NJ
Recording DateAug 11, 2017
Property Address362 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2407
Document Number0168350099
Book / Page016835 / 000099
Instrument DateMay 14, 2017
Instrument83769
Transaction TypeTransfer
Record UpdatedAug 28, 2017
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address362 E MILLSTREAM RD CREAM RIDGE NJ 085142407, CREAM RIDGE, NJ 08514-2407

Tax Assessment & Valuation

Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionPlumsted Township
Unified School DistrictPlumsted Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$330,300 (+91.04%) Land $195,700 Building $134,600$330,300 (+91.04%) Land $195,700 Building $134,600
2025$6,064.00 (+12.76%)$172,900 (-) Land $123,400 Building $49,500$172,900 (-) Land $123,400 Building $49,500
2024$5,378.00 (+12.3%)
2023$172,900 Land $123,400 Building $49,500$172,900 Land $123,400 Building $49,500
2022$4,789.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 76% of New Jersey
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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