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370 E Millstream Rd, Cream Ridge, NJ 08514 Property Records

Ocean County and Plumsted Township property record for 370 E Millstream Rd, Cream Ridge, NJ 08514

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,964 sqft · built 1957
Lot Size3.11 acres (135,907 sqft)
Owner2 Individual Names on Record
Last Sale$328,500 (Jan 2021)
Tax Bill$10,297 (2025)
Deeds & MortgagesJun 2020 Line of Credit
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-00061-0000-00021-02

Property Details

APN / Parcel Number

Primary APN24-00061-0000-00021-02
Alternative APN
  • 24000610000000210002

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,964 sqft Living Area
Gross Area3,072 sqft
Basement Area1,108 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area135,907 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address370 E MILLSTREAM RD
CityCREAM RIDGE
StateNJ
Zip08514-2407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-5
Legal Description3.12 AC
Legal Block61
Legal Lot Number21.2
JurisdictionOCEAN NJ
Township / Civil DivisionPLUMSTED
Census Block Group4
Census Block4005
Census Tract718000

Owner

Source: Ocean County and Plumsted Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address370 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2020Deed of Trust, Mortgage · Line of Credit
FULTON BANK NA
Jan 14, 2021Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 14, 2021 · Amount on Record
Deed SaleJan 14, 2021 · Amount on Record
Deed Document Number20216847
Deed Book / Page18260 / 1771
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address370 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2407
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0179351757
DateJun 23, 2020
Book Page17935/1757
Instrument2020063897
Lender
NameFULTON BANK NA
TypeBank
AddressFREEHOLD, NJ 07728
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed, Transfer

Document TypeDeed
JurisdictionOCEAN NJ
Recording DateJan 14, 2021
Property Address370 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2407
Document Number0182601771
Book / Page18260 / 1771
Instrument DateNov 9, 2020
Instrument2021006847
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanyHOMECOMING TTL & SETMNT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$596.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 FIELDING AVE, 18, NORTH MIDDLETOWN, NJ 07748-5219

Transferred To (Grantee/Buyer)

NameVerified Name
Address370 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2407

Mortgage

Document Number2021006848
DateJan 14, 2021
Instrument2021006848
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionPlumsted Township
Unified School DistrictPlumsted Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$627,600 (+113.76%) Land $231,200 Building $396,400$627,600 (+113.76%) Land $231,200 Building $396,400
2025$10,297.00 (+12.74%)$293,600 (-) Land $135,900 Building $157,700$293,600 (-) Land $135,900 Building $157,700
2024$9,133.00 (+12.31%)
2023$293,600 Land $135,900 Building $157,700$293,600 Land $135,900 Building $157,700
2022$8,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 81% of New Jersey
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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