367 E Millstream Rd, Cream Ridge, NJ 08514 Property Records

Ocean County and Plumsted Township property record for 367 E Millstream Rd, Cream Ridge, NJ 08514

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,416 sqft · built 1970
Lot Size	7.61 acres (331,927 sqft)
Owner	2 Individual Names on Record
Last Sale	$429,000 (Feb 2021)
Tax Bill	$10,696 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-00059-0000-00014-06`

Property Details

APN / Parcel Number

Primary APN	`24-00059-0000-00014-06`
Alternative APN	`24000590000000140006`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,416 sqft Living Area
Gross Area	2,616 sqft
Basement Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asbestos
Lot Area	331,927 sqft
Garage Type	Detached
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	367 E MILLSTREAM RD
City	CREAM RIDGE
State	NJ
Zip	08514-2409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-5
Legal Description	7.62 AC
Legal Block	59
Legal Lot Number	14.6
Jurisdiction	OCEAN NJ
Township / Civil Division	PLUMSTED
Census Block Group	4
Census Block	4007
Census Tract	718000

Owner

Source: Ocean County and Plumsted Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	367 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 9, 2021	Deed, Transfer · Conventional Mortgage GREENTREE MORTGAGE COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2021 · Amount on Record
Deed Sale	Feb 9, 2021 · Amount on Record
Deed Document Number	202121383
Deed Book / Page	18306 / 1487
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	367 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186941210
Date	Sep 24, 2021
Book Page	18694/1210
Instrument	2021138556

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Feb 9, 2021
Property Address	367 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409
Document Number	0183061487
Book / Page	18306 / 1487
Instrument Date	Jan 20, 2021
Instrument	2021021383
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	UNIVERSITY TITLE INSURANCE AGENCY INC, UNIVERSITY TITLE INS AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,619.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	66 SEQUOIA PKWY, 66, OCEAN, NJ 07712-8717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	367 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409

Mortgage

Document Number	2021021384
Date	Feb 9, 2021
Instrument	2021021384

Lender

Name	GREENTREE MORTGAGE COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Plumsted Township
Unified School District	Plumsted Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,900 (+79.64%) Land $252,200 Building $295,700	$547,900 (+79.64%) Land $252,200 Building $295,700
2025	$10,696.00 (+12.73%)	$305,000 (-) Land $163,100 Building $141,900	$305,000 (-) Land $163,100 Building $141,900
2024	$9,488.00 (+12.31%)
2023		$305,000 Land $163,100 Building $141,900	$305,000 Land $163,100 Building $141,900
2022	$8,448.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 80% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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