Ocean County and Plumsted Township property record for 356 E Millstream Rd, Cream Ridge, NJ 08514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,012 sqft · built 1968 |
| Lot Size | 1.38 acres (60,113 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Jul 2020) |
| Tax Bill | $8,638 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-00061-0000-00017 |
| Primary APN | 24-00061-0000-00017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,012 sqft Living Area |
| Gross Area | 2,024 sqft |
| 1st Floor Area | 1,012 sqft |
| Basement Area | 1,012 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 60,113 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 356 E MILLSTREAM RD |
|---|---|
| City | CREAM RIDGE |
| State | NJ |
| Zip | 08514-2407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-5 |
| Legal Description | 1.38 AC |
| Legal Block | 61 |
| Legal Lot Number | 17 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | PLUMSTED |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 718000 |
Source: Ocean County and Plumsted Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 356 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC |
| Jul 6, 2020 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2020 · Amount on Record |
| Deed Sale | Jul 6, 2020 · Amount on Record |
| Prior Sale | Sep 27, 2018 · Amount on Record |
| Deed Document Number | 202068910 |
| Deed Book / Page | 17951 / 956 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 356 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2407 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 356 E MILLSTEAM RD, CREAM RIDGE, NJ 08514-2407 |
| Document Number | 0193501845 |
|---|---|
| Date | Apr 13, 2023 |
| Book Page | 19350/1845 |
| Instrument | 2023027641 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 356 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2407 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0187821284 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 18782/1284 |
| Instrument | 2021165207 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Jul 6, 2020 |
| Property Address | 356 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2407 |
| Document Number | 0179510956 |
| Book / Page | 17951 / 956 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 2020068910 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2021 |
| Title Company | FIRST IN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 CHARLESTON SPRINGS RD, 42, MILLSTONE TOWNSHIP, NJ 08510-7968 |
| Name | Verified Name |
|---|---|
| Address | 356 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2407 |
| Document Number | 2020068911 |
|---|---|
| Date | Jul 6, 2020 |
| Instrument | 2020068911 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Plumsted Township |
| Unified School District | Plumsted Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $485,700 (+97.2%) Land $204,500 Building $281,200 | $485,700 (+97.2%) Land $204,500 Building $281,200 | |
| 2025 | $8,638.00 (+12.74%) | $246,300 (+18.99%) Land $122,900 Building $123,400 | $246,300 (+18.99%) Land $122,900 Building $123,400 |
| 2024 | $7,662.00 (+33.65%) | ||
| 2023 | $207,000 Land $122,900 Building $84,100 | $207,000 Land $122,900 Building $84,100 | |
| 2022 | $5,733.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 76% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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