361 E Millstream Rd, Cream Ridge, NJ 08514 Property Records

Ocean County and Plumsted Township property record for 361 E Millstream Rd, Cream Ridge, NJ 08514

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 2003
Lot Size6.03 acres (262,667 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (Sep 1999)
Tax Bill$11,994 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN24-00059-0000-00014-04

Property Details

APN / Parcel Number

Primary APN24-00059-0000-00014-04
Alternative APN
  • 24000590001404

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,680 sqft Living Area
Gross Area2,800 sqft
Basement Area1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCape Cod
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialAsbestos
Lot Area262,667 sqft
Garage TypeDetached
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address361 E MILLSTREAM RD
CityCREAM RIDGE
StateNJ
Zip08514-2409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-5
Legal Description6.03 AC
Legal Block59
Legal Lot Number14.4
JurisdictionOCEAN NJ
Township / Civil DivisionPLUMSTED
Census Block Group4
Census Block4007
Census Tract718000

Owner

Source: Ocean County and Plumsted Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address361 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 1999 · Amount on Record
Deed SaleSep 24, 1999 · Amount on Record
Deed Document Number199987149
Deed Book / Page5741 / 165
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address361 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0180571839
DateSep 16, 2020
Book Page18057/1839
Instrument2020103292
Lender
NamePOLICE & FIRE FCU
TypeCredit Union
AddressBENSALEM, PA 19020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2040

Tax Assessment & Valuation

Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionPlumsted Township
Unified School DistrictPlumsted Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$652,700 (+90.85%) Land $251,500 Building $401,200$652,700 (+90.85%) Land $251,500 Building $401,200
2025$11,994.00 (+12.74%)$342,000 (-) Land $155,200 Building $186,800$342,000 (-) Land $155,200 Building $186,800
2024$10,639.00 (+12.31%)
2023$342,000 Land $155,200 Building $186,800$342,000 Land $155,200 Building $186,800
2022$9,473.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 80% of New Jersey
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Optimum.

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