3604 Reserve Trl, Lorain, OH 44053 Property Records

Lorain County property record for 3604 Reserve Trl, Lorain, OH 44053 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,482 sqft Living Area
Lot Size0.465 acres
OccupancyOwner Occupied
Last Sale$218,000 (2019)
Tax Bill$936.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-03-001-108-064

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,482 sqft Living Area

Exterior

Year BuiltBuilt 2015
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area20,269 sqft
Depth X Width225 ft x 90 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Patio Area160 sqft Patio
PorchOpen Porch
Porch Area248 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address3604 RESERVE TRL
CityLORAIN
StateOH
Zip44053-1607
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRESERVE AT MARTINS RUN SUB 1 90 X 225.21
Legal SubdivisionTHE RESERVE AT MARTINS RUN SUBDIVISION
Legal Lot Number21
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup1
Census Block1019
Census Tract97202

Owner

Source: Lorain County records · APN 02-03-001-108-064

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3604 RESERVE TRL, LORAIN, OH 44053-1607
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2019Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Jan 30, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FIRSTBANK
Jan 30, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2019 · Amount on Record
Deed SaleJun 04, 2019 · Amount on Record
Prior SaleJan 23, 2015 · Amount on Record
Deed Doc Number2019003101
Record RefreshedJun 08, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateJun 04, 2019
Property Address3604 RESERVE TRL, LORAIN, OH 44053-1607
Document Number0000717035
Instrument DateJun 03, 2019
Instrument717035
Transaction TypeTransfer
Record UpdatedJun 17, 2019
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$1,872.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3604 RESERVE TRL LORAIN OH 440531607, LORAIN, OH 44053-1607

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address3604 RESERVE TRL, LORAIN, OH 44053-1607
Document Number0000617539
Instrument DateJan 30, 2017
Transaction TypeMortgage
Record UpdatedAug 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3604 RESERVE TRL LORAIN OH 440531607, LORAIN, OH 44053-1607

Mortgage

Document Number0000617539
DateFeb 03, 2017
Instrument617539
Lender
NameFIRSTBANK
TypeBank
AddressBIRMINGHAM, AL 35243
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.48%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address3604 RESERVE TRL, LORAIN, OH 44053-1607
Document Number0000617540
Instrument DateJan 30, 2017
Transaction TypeMortgage
Record UpdatedJan 09, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3604 RESERVE TRL LORAIN OH 440531607, LORAIN, OH 44053-1607

Mortgage

Document Number0000617540
DateFeb 03, 2017
Instrument617540
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.48%

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$936.00$98,140 (+300.57%) Land $24,500 Building $73,640$280,390 (+300.56%) Land $70,000 Building $210,390
2024$936.00 (-23.72%)$24,500 (+2.76%) Land $24,500$70,000 (+2.76%) Land $70,000
2023$1,227.00 (+0.82%)$23,842 (+0.01%) Land $23,842$68,120 (-) Land $68,120
2022$1,217.00$23,840 Land $23,840
2021$68,120 Land $68,120

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Reserve Trl

Nearby Streets

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