3610 Meandering Spring Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 3610 Meandering Spring Dr, Katy, TX 77494

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 5,976 sqft · built 2014
Lot Size0.29 acres (12,648 sqft)
Owner2 Individual Names on File
Last Sale$625,000 (Sep 2020)
Tax Bill$15,547 (2025)
Deeds & MortgagesJul 2022 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR417308

Property Details

APN / Parcel Number

Primary APNR417308
Alternative APN
  • 5201-01-003-0120-914

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,976 sqft Living Area
Gross Area6,514 sqft
1st Floor Area3,049 sqft
2nd Floor Area2,927 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialTile
Lot Area12,648 sqft (0.29 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area1,006 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area1,004 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3610 MEANDERING SPRING DR
CityKATY
StateTX
Zip77494-4092
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTERREY AT WILLOWBEND SEC 1, BLOCK 3, LOT 12
Legal SubdivisionMONTERREY AT WILLOWBEND SEC 1
Legal Block3
Legal Lot Number12
JurisdictionFORT BEND TX
Township / Civil DivisionFULSHEAR-SIMONTON
Census Block Group4
Census Block4001
Census Tract673112

Owner

3610 Meandering Spring Dr is owned and occupied by two individuals who bought it in September 2020.

Source: Fort Bend County records, as of September 2, 2025

Owner of Record2 Individual Names on File
Mailing Address3610 MEANDERING SPRING DR, KATY, TX 77494-4092
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Deed of Trust, Mortgage · Commercial Mortgage
COMERICA BANK
Sep 15, 2020Vendor's Lien, Transfer · Conventional Mortgage
PENTAGON FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2020 · Amount on File
Deed SaleSep 15, 2020 · Amount on File
Prior SaleFeb 9, 2015 · Amount on File
Deed Document Number2020124944
Prior Transfer DateJan 7, 2018
Prior Transfer Doc0000002670
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORT BEND TX
Property Address3610 MEANDERING SPRING DR, KATY, TX 77494-4092
Transaction TypeMortgage
Record UpdatedDec 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3610 MEANDERING SPRING DR, KATY, TX 77494-4092

Mortgage

Document Number0000098362
DateJul 26, 2022
Instrument2022098362
Lender
NameCOMERICA BANK
TypeBank
AddressLIVONIA, MI 48152
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term19 Months
DueFeb 1, 2024

September 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionFORT BEND TX
Recording DateSep 15, 2020
Property Address3610 MEANDERING SPRING DR, KATY, TX 77494-4092
Document Number0000124944
Map ReferencePL 20130056
Instrument DateSep 14, 2020
Instrument2020124944
Transaction TypeTransfer
Record UpdatedJun 13, 2023
Title CompanyTRADITIONAL TITLE COMPANY, TRADITION TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3610 MEANDERING SPRING DR, KATY, TX 77494-4092

Mortgage

Document Number0000124945
DateSep 15, 2020
Instrument2020124945
Lender
NamePENTAGON FCU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 3610 Meandering Spring Dr was $15,547 with a homeowner's exemption, down 28.8% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

TypeName
StateTexas
CountyFort Bend County
Unified School DistrictKaty Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,547.00 (-28.78%) Homeowner's exemption$1,117,427 (+1%) Land $168,311 Building $955,607$1,123,918 (+5.17%) Land $168,311 Building $955,607
2024$21,829.00 (+66.15%) Homeowner's exemption$1,015,843 (+1%) Land $168,311 Building $900,369$1,068,680 (-3.22%) Land $168,311 Building $900,369
2023$13,138.00 Homeowner's exemption$923,494 Land $129,470 Building $974,812$1,104,282 Land $129,470 Building $974,812
2018$14,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3610 Meandering Spring Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 100 policies
Nearby Flood Policies100 in force
Nearby Flood Claims6 (2016–2017)
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 4 claims
  • Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3610 Meandering Spring Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT BEND COUNTY MUD 58
serves 10,629 people · EPA ID TX0790458
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Skynet.

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