3706 Meandering Spring Dr, Katy, TX 77494 Property Records

Fort Bend County property record for 3706 Meandering Spring Dr, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,563 sqft · built 2017
Lot Size	0.246 acres (10,709 sqft)
Owner	2 Individual Names on File
Last Sale	$237,700 (Nov 2019)
Tax Bill	$11,747 (2025)
Deeds & Mortgages	Oct 2025 Transfer Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R417314`

Property Details

APN / Parcel Number

Primary APN	`R417314`
Alternative APN	`5201-01-003-0180-914`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,563 sqft Living Area
Gross Area	5,223 sqft
1st Floor Area	3,333 sqft
2nd Floor Area	1,230 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	10,709 sqft (0.246 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	479 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3706 MEANDERING SPRING DR
City	KATY
State	TX
Zip	77494-4094
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTERREY AT WILLOWBEND SEC 1, BLOCK 3, LOT 18
Legal Subdivision	MONTERREY AT WILLOWBEND SEC 1
Legal Block	3
Legal Lot Number	18
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	4
Census Block	4001
Census Tract	673112

Owner

3706 Meandering Spring Dr is owned and occupied by two individuals who acquired it in October 2025.

Source: Fort Bend County records, as of November 4, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3706 MEANDERING SPRING DR, KATY, TX 77494-4094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2025	Transfer on Death Deed, Transfer
Sep 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTEX GROUP LLC
Apr 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage WINTEX GROUP LLC
Aug 2, 2017	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2019 · Amount on File
Deed Sale	Nov 25, 2019 · Amount on File
Prior Sale	Aug 2, 2017 · Amount on File
Deed Document Number	2019135459
Last Transfer Date	Oct 10, 2025
Transfer Doc	0000105638
Record Updated	Oct 29, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FORT BEND TX
Recording Date	Oct 13, 2025
Property Address	3706 MEANDERING SPRING DR, KATY, TX 77494-4094
Document Number	0000105638
Map Reference	PL NO 20130056
Instrument Date	Oct 10, 2025
Instrument	2025105638
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3706 MEANDERING SPRING DR, KATY, TX 77494-4094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3706 MEANDERING SPRING DR, KATY, TX 77494-4094

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3706 MEANDERING SPRING DR, KATY, TX 77494-4094
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	TEXANS LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000147117
Date	Sep 1, 2021
Instrument	2021147117

Lender

Name	WINTEX GROUP LLC
Type	Non-Lending Institution
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	3706 MEANDERING SPRING DR, KATY, TX 77494-4094
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038737
Date	Apr 13, 2018
Instrument	2018038737

Lender

Name	WINTEX GROUP LLC
Type	Non-Lending Institution
Address	FRISCO, TX 75035

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2033

August 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Aug 2, 2017
Property Address	3706 MEANDERING SPRING DR, KATY, TX 77494-4094
Document Number	0000086632
Map Reference	PL20130056
Instrument Date	Jul 31, 2017
Instrument	2017086632
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2901 W SAM HOUSTON PKWY N, 2901, HOUSTON, TX 77043-1630

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3706 MEANDERING SPRING DR, KATY, TX 77494-4094

Mortgage

Document Number	0000086633
Date	Aug 2, 2017
Instrument	2017086633

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3706 Meandering Spring Dr was $11,747 with a homeowner's exemption, down 29.8% from the year before.

Source: Fort Bend County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,747.00 (-29.8%) Homeowner's exemption	$869,263 (+1%) Land $102,960 Building $776,323	$879,283 (-0.88%) Land $102,960 Building $776,323
2024	$16,733.00 (+67.8%) Homeowner's exemption	$790,239 (+1%) Land $102,960 Building $784,117	$887,077 (+1.62%) Land $102,960 Building $784,117
2023	$9,972.00 Homeowner's exemption	$718,399 Land $79,200 Building $793,770	$872,970 Land $79,200 Building $793,770
2018	$11,131.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3706 Meandering Spring Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Nearby Flood Policies	100 in force
Nearby Flood Claims	6 (2016–2017)
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims Severe Storms And Flooding, Apr 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3706 Meandering Spring Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 58 serves 10,629 people · EPA ID TX0790458
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Skynet.

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