361 Ridgeway Cir, Cornelia, GA 30531 Property Records

Habersham County property record for 361 Ridgeway Cir, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,953 sqft · built 1976
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Mar 2019)
Tax Bill	$2,540 (2026)
Deeds & Mortgages	Apr 2019 Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`112A065`

Property Details

APN / Parcel Number

Primary APN	`112A065`
Alternative APNs	`676747` `407264`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,953 sqft Heated Area
Gross Area	2,653 sqft
1st Floor Area	1,905 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	200 ft deep x 120 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Patio Area	264 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	407264
Street Address	361 RIDGEWAY CIR
City	CORNELIA
State	GA
Zip	30531-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	RIDGEWOOD EST BLK-3 LT-16 DB 1188-1052
Legal Subdivision	RIDGEWOOD EST
Legal Block	3
Legal Lot Number	16
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1056
Census Tract	501

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	361 RIDGEWAY CIR, CORNELIA, GA 30531-2262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTH STATE BANK
Mar 26, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Deed Document Number	2019477
Deed Book / Page	1188 / 1052
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	361 RIDGEWAY CIR, CORNELIA, GA 30531-2262
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 RIDGEWAY CIR, CORNELIA, GA 30531-2262

Mortgage

Document Number	0000001188/0000001053
Date	Apr 5, 2019
Book Page	0000001188/0000001053

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Mar 26, 2019
Property Address	361 RIDGEWAY CIR, CORNELIA, GA 30531-2262
Document Number	01188/1052
Book / Page	1188 / 1052
Instrument Date	Mar 26, 2019
Instrument	2019-000477
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	361 RIDGEWAY CIR, CORNELIA, GA 30531-2262

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,540.00 (+17%)	$111,454 (+33.22%) Land $16,000 Building $95,454	$278,634 (+33.22%) Land $40,000 Building $238,634
2023	$2,171.00 (+14.75%)	$83,660 (+14.72%) Land $8,000 Building $75,660	$209,150 (+14.72%) Land $20,000 Building $189,150
2022	$1,892.00	$72,924 Land $8,000 Building $64,924	$182,310 Land $20,000 Building $162,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: TrailWave.

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