306 Ridgeway Cir, Cornelia, GA 30531 Property Records

Habersham County property record for 306 Ridgeway Cir, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,136 sqft · built 1971
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jun 2022)
Tax Bill	$3,495 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112A060`

Property Details

APN / Parcel Number

Primary APN	`112A060`
Alternative APNs	`683915` `407254`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,068 sqft Heated Area
Gross Area	3,986 sqft
1st Floor Area	1,184 sqft
Upper Floors Area	952 sqft
Attic	Attic
Attic Area	952 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2012
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	219 ft deep x 143 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	386 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	407254
Street Address	306 RIDGEWAY CIR
City	CORNELIA
State	GA
Zip	30531-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-140 RIDGEWOOD E 1308-382
Legal Subdivision	10-140 RIDGEWOOD
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1057
Census Tract	501

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 RIDGEWAY CIR, CORNELIA, GA 30531-2257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE
Apr 17, 2020	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	Apr 17, 2020 · Amount on Record
Deed Document Number	20221460
Deed Book / Page	1308 / 382
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 23, 2022
Property Address	306 RIDGEWAY CIR, CORNELIA, GA 30531-2257
Document Number	001308/382
Book / Page	1308 / 382
Instrument Date	May 23, 2022
Instrument	2022-001460
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 RIDGEWAY CIR, CORNELIA, GA 30531-2257
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001308/0000000385
Date	Jun 1, 2022
Book Page	0000001308/0000000385

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Apr 17, 2020
Property Address	306 RIDGEWAY CIR, CORNELIA, GA 30531-2257
Document Number	01218/1054
Book / Page	1218 / 1054
Instrument Date	Apr 17, 2020
Instrument	2020-000786
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 RIDGEWAY CIR, CORNELIA, GA 30531-2257

Mortgage

Document Number	0000001218/0000001056
Date	Apr 29, 2020
Book Page	0000001218/0000001056

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,495.00 (-5.74%) Homeowner's exemption	$170,291 (+19.17%) Land $16,000 Building $154,291	$425,727 (+19.17%) Land $40,000 Building $385,727
2023	$3,708.00 (+27.77%)	$142,896 (+27.76%) Land $12,000 Building $130,896	$357,240 (+27.76%) Land $30,000 Building $327,240
2022	$2,902.00	$111,844 Land $8,000 Building $103,844	$279,610 Land $20,000 Building $259,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: TrailWave.

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