433 Ridgeway Cir, Cornelia, GA 30531 Property Records

Habersham County property record for 433 Ridgeway Cir, Cornelia, GA 30531 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,462 sqft · built 1971
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Aug 2017)
Tax Bill	$2,546 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112A048`

Property Details

APN / Parcel Number

Primary APN	`112A048`
Alternative APNs	`673917` `407232`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,462 sqft Heated Area
Gross Area	2,870 sqft
1st Floor Area	1,273 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1985
Architectural Style	Split Level
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	200 ft deep x 125 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Shed	1 Shed
Shed Area	264 sqft
Utility Building	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	407232
Street Address	433 RIDGEWAY CIR
City	CORNELIA
State	GA
Zip	30531-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWOOD EST L-20 PB 10-147 DB 1147-577
Legal Subdivision	RIDGEWOOD EST
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1056
Census Tract	501

Owner

Source: Habersham County records · APN 112A048

Assessment roll updated September 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	433 RIDGEWAY CIR, CORNELIA, GA 30531-2263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Jul 02, 2013 · Amount on Record
Deed Document Number	20171728
Deed Book / Page	1147 / 577
Transfer Doc	001016/551
Record Updated	Jun 08, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Aug 31, 2017
Property Address	433 RIDGEWAY CIR, CORNELIA, GA 30531-2263
Document Number	001147/577
Book / Page	1147 / 577
Instrument Date	Aug 31, 2017
Instrument	2017-001728
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	433 RIDGEWAY CIR, CORNELIA, GA 30531-2263

Mortgage

Document Number	1147/578
Date	Sep 01, 2017
Book Page	1147/578

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,546.00 (+24.99%)	$105,394 (+34.23%) Land $16,000 Building $89,394	$263,485 (+34.23%) Land $40,000 Building $223,485
2023	$2,037.00 (+14.5%)	$78,520 (+14.53%) Land $8,000 Building $70,520	$196,300 (+14.53%) Land $20,000 Building $176,300
2022	$1,779.00	$68,560 Land $8,000 Building $60,560	$171,400 Land $20,000 Building $151,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Habersham County (13137C), updated January 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 42% of Georgia
Wildfire Likelihood	About 1 in 1,163 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 77 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Cable	1,000 / 25
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Habersham Electric Membership. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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