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307 Ridgeway Cir, Cornelia, GA 30531 Property Records

Habersham County property record for 307 Ridgeway Cir, Cornelia, GA 30531 · Last verified March 2024

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage1,639 sqft Heated Area
Lot Size24,394 sqft (0.56 acres)
OccupancyOwner Occupied
Last Sale$197,000 (2021)
Tax Bill$2,349.00 (2023)

Property Details

APN / Parcel Number

Primary APN112A067
Alternative APN
  • 681263

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,639 sqft Heated Area
Gross Area3,945 sqft Gross Area
1st Floor1,639 sqft 1st Floor
Basement Area1,639 sqft Basement
Unfinished Basement1,639 sqft Unfinished
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces6 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1995
Architectural StyleOther Style
Exterior MaterialWood Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area24,394 sqft (0.56 acres)
Depth X Width200 ft x 125 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport
Carport Area460 sqft Carport
Storage Building207 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number681263
Street Address307 RIDGEWAY CIR
CityCORNELIA
StateGA
Zip30531-2262
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description10-140 LT 14 PB 35-1 1260-829
Legal SubdivisionRIDGEWOOD ESTATES
Legal Lot Number14
JurisdictionHABERSHAM GA
Minor Civil DivisionCORNELIA
Census Blockgroup1
Census Block1056
Census Tract501

Owner

Source: Habersham County records · APN 112A067

Assessment roll updated July 1, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address307 RIDGEWAY CIR, CORNELIA, GA 30531-2262
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 06, 2024Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE
May 08, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HOMESTAR FINANCIAL
Mar 15, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 15, 2021 · Amount on Record
Deed SaleMar 15, 2021 · Amount on Record
Prior SaleJun 17, 2014 · Amount on Record
Deed Doc Number0001260829
Deed Book / Page1260 / 829
Record RefreshedJun 07, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address307 RIDGEWAY CIR, CORNELIA, GA 30531-2262
Transaction TypeMortgage
Record UpdatedDec 15, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 RIDGEWAY CIR, CORNELIA, GA 30531-2262

Mortgage

Document Number0000001364/0000000949
DateMay 06, 2024
Book Page0000001364/0000000949
Lender
NameGUARANTEED RATE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 01, 2054

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property Address307 RIDGEWAY CIR, CORNELIA, GA 30531-2262
Transaction TypeMortgage
Record UpdatedJul 01, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 RIDGEWAY CIR, CORNELIA, GA 30531-2262

Mortgage

Document Number0000001260/0000000831
DateMay 08, 2021
Book Page0000001260/0000000831
Lender
NameHOMESTAR FINANCIAL
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateMar 15, 2021
Property Address307 RIDGEWAY CIR, CORNELIA, GA 30531-2262
Document Number1260/829
Book / Page1260 / 829
Instrument DateMar 15, 2021
Instrument2021-001050
Transaction TypeTransfer
Record UpdatedMay 31, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address307 RIDGEWAY CIR, CORNELIA, GA 30531-2262

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated July 1, 2023 · Last verified March 2024

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$2,349.00 (+14.87%)$90,540 (+14.9%) Land $8,000 Building $82,540$226,350 (+14.9%) Land $20,000 Building $206,350
2022$2,045.00$78,800 Land $8,000 Building $70,800$197,000 Land $20,000 Building $177,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Habersham County (13137C), updated January 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 49% of the US · above 59% of Georgia
Wildfire LikelihoodAbout 1 in 971 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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