358 Ridgeway Cir, Cornelia, GA 30531 Property Records

Habersham County property record for 358 Ridgeway Cir, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,370 sqft · built 1971
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Tax Bill	$19,922 (2025)
Deeds & Mortgages	Feb 2023 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`112A061`

Property Details

APN / Parcel Number

Primary APN	`112A061`
Alternative APNs	`683376` `407256`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,370 sqft Heated Area
Gross Area	3,299 sqft
1st Floor Area	1,370 sqft
Basement Area	625 sqft
Finished Basement	625 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1985
Architectural Style	Split Level
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	217 ft deep x 143 ft wide
Garage Type	Carport
Garage Area	380 sqft
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Deck Area	Deck Area
Patio Area	924 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	407256
Street Address	358 RIDGEWAY CIR
City	CORNELIA
State	GA
Zip	30531-2257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-140 RIDGEWOOD E 1298-216
Legal Subdivision	10-140 RIDGEWOOD
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1057
Census Tract	501

Owner

Source: Habersham County records, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	358 RIDGEWAY CIR, CORNELIA, GA 30531-2257
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage SOUTHSTATE BANK
May 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage SOUTHSTATE BANK
Feb 15, 2022	Warranty Deed, Transfer
Feb 15, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2022
Deed Sale	Mar 10, 2022
Prior Sale	Mar 10, 2022
Deed Document Number	2022645
Deed Book / Page	1298 / 214
Prior Transfer Date	Feb 15, 2022
Prior Transfer Doc	001298/216
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	358 RIDGEWAY CIR, CORNELIA, GA 30531-2257
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 RIDGEWAY CIR, CORNELIA, GA 30531-2257

Mortgage

Document Number	0000001329/0000000387
Date	Feb 9, 2023
Book Page	0000001329/0000000387

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	358 RIDGEWAY CIR, CORNELIA, GA 30531-2257
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 RIDGEWAY CIR, CORNELIA, GA 30531-2257

Mortgage

Document Number	0000001306/0000000050
Date	May 17, 2022
Book Page	0000001306/0000000050

Lender

Name	SOUTHSTATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2032

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Feb 15, 2022
Property Address	358 RIDGEWAY CIR, CORNELIA, GA 30531-2257
Document Number	001298/214
Book / Page	1298 / 214
Instrument Date	Feb 15, 2022
Instrument	2022-000645
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 RIDGEWAY CIR, CORNELIA, GA 30531-2257

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HABERSHAM GA
Recording Date	Feb 15, 2022
Property Address	358 RIDGEWAY CIR, CORNELIA, GA 30531-2257
Document Number	001298/216
Book / Page	1298 / 216
Instrument Date	Feb 15, 2022
Instrument	2022-000644
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 RIDGEWAY CIR, CORNELIA, GA 30531-2257

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 8, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,922.00 (+909.73%)	$824,702 (+984.39%) Land $16,000 Building $808,702	$2,061,755 (+984.39%) Land $40,000 Building $2,021,755
2023	$1,973.00 (+14.24%)	$76,052 (+14.25%) Land $8,000 Building $68,052	$190,130 (+14.25%) Land $20,000 Building $170,130
2022	$1,727.00	$66,568 Land $8,000 Building $58,568	$166,420 Land $20,000 Building $146,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: TrailWave.

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