Ocean County and Plumsted Township property record for 355 E Millstream Rd, Cream Ridge, NJ 08514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,451 sqft · built 1988 |
| Lot Size | 3.56 acres (155,379 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Dec 2019) |
| Tax Bill | $14,323 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-00059-0000-00014-01 |
| Primary APN | 24-00059-0000-00014-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,451 sqft Living Area |
| Gross Area | 3,591 sqft |
| Basement Area | 1,140 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 155,379 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 355 E MILLSTREAM RD |
|---|---|
| City | CREAM RIDGE |
| State | NJ |
| Zip | 08514-2409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-5 |
| Legal Description | 3.5670AC |
| Legal Block | 59 |
| Legal Lot Number | 14.1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | PLUMSTED |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 718000 |
Source: Ocean County and Plumsted Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 355 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2019 · Amount on Record |
| Deed Sale | Dec 18, 2019 · Amount on Record |
| Prior Sale | Jul 27, 1988 · Amount on Record |
| Deed Document Number | 2019129226 |
| Deed Book / Page | 17722 / 394 |
| Prior Transfer Date | Nov 22, 2019 |
| Prior Transfer Doc | 0177220394 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Dec 18, 2019 |
| Property Address | 355 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409 |
| Document Number | 0177220394 |
| Book / Page | 17722 / 0394 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 2019129226 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | ANCHOR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 355 E MILLSTREAM RD, CREAM RIDGE, NJ 08514-2409 |
| Document Number | 2019129227 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 2019129227 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Ocean County and Plumsted Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Plumsted Township |
| Unified School District | Plumsted Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $760,800 (+86.29%) Land $235,700 Building $525,100 | $760,800 (+86.29%) Land $235,700 Building $525,100 | |
| 2025 | $14,323.00 (+12.74%) | $408,400 (-) Land $139,200 Building $269,200 | $408,400 (-) Land $139,200 Building $269,200 |
| 2024 | $12,705.00 (+12.31%) | ||
| 2023 | $408,400 Land $139,200 Building $269,200 | $408,400 Land $139,200 Building $269,200 | |
| 2022 | $11,312.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 80% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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