1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Cape Ct

3609 Cape Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3609 Cape Ct, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,744 sqft · built 2014
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$345,900 (Dec 2020)
Tax Bill$4 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Aug 2017 Sale
Flood ZoneZone X (minimal risk)
APN27-26-30-0179-0001-4980

Property Details

APN / Parcel Number

Primary APN27-26-30-0179-0001-4980
Alternative APN
  • 263027017900014980

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,744 sqft Living Area
Gross Area3,552 sqft Gross Area
1st Floor Area1,344 sqft 1st Floor
Upper Floors Area1,400 sqft Upper Floors
Stories2 Stories
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area639 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area390 sqft Pool
Deck Area738 sqft Deck
PorchMetal Porch
Porch Area439 sqft Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3609 CAPE CT
CitySAINT CLOUD
StateFL
Zip34772-7815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4A PB 22 PG 74 LOT 498
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 4A
Legal Phase4A
Legal Tract179
Legal Block4980
Legal Lot Number498
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43207

Owner

Source: Osceola County records · APN 27-26-30-0179-0001-4980

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3609 CAPE CT, SAINT CLOUD, FL 34772-7815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Warranty Deed, Transfer · VA Mortgage
CROASCOUNTRY MORTGAGE LLC
Aug 16, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 23, 2020 · Amount on Record
Deed SaleDec 23, 2020 · Amount on Record
Prior SaleAug 16, 2017 · Amount on Record
Deed Document Number2020174465
Deed Book / Page5857 / 588
Record UpdatedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 23, 2020
Property Address3609 CAPE CT, SAINT CLOUD, FL 34772-7815
Document Number0058570588
Book / Page5857 / 588
Map ReferenceMB 22 PG 74
Instrument DateNov 20, 2020
Instrument2020174465
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyGOLD STAR TITLE & ESCROW INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,421.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3609 CAPE CT, 3609, SAINT CLOUD, FL 34772-7815

Transferred To (Grantee/Buyer)

NameVerified Name
Address3609 CAPE CT, SAINT CLOUD, FL 34772-7815

Mortgage

Document Number0005857590
DateDec 23, 2020
Instrument5857/590
Lender
NameCROASCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateAug 16, 2017
Property Address3609 CAPE CT, SAINT CLOUD, FL 34772-7815
Document Number0051950977
Book / Page005195 / 000977
Instrument DateAug 16, 2017
Instrument118671
Transaction TypeTransfer
Record UpdatedSep 26, 2017

Transaction

AmountAmount Recorded
Tax$897.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3609 CAPE CT ST CLOUD FL 347727815, ST CLOUD, FL 34772-7815

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 Homeowner's exemption Veteran's exemption$296,851 (+5.99%)$389,700 (-2.65%) Land $70,000 Building $319,700
2024$4.00
2023$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$280,083 (+3%)$400,300 (+13.79%) Land $60,000 Building $340,300
2022$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$271,926$351,800 Land $55,000 Building $296,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Cape Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures