3612 Cape Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3612 Cape Ct, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2014
Square Footage3,256 sqft Heated Area
Lot Size10,890 sqft (0.25 acres)
OccupancyOwner Occupied
Last Sale$300,000 (2020)
Tax Bill$4.00 (2025)

Property Details

APN / Parcel Number

Primary APN272630017900014860

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area3,256 sqft Heated Area
Gross Area4,230 sqft Gross Area
1st Floor1,446 sqft 1st Floor
Upper Floors1,810 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,890 sqft (0.25 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area478 sqft Garage

Exterior Amenities

Pool Area42 sqft Pool
FenceFence
Deck Area1,004 sqft Deck
Porch1 Porch
Porch Area276 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3612 CAPE CT
CitySAINT CLOUD
StateFL
Zip34772-7820
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4A PB 22 PG 74 LOT 486
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PHASE 1 - 3
Legal Phase4A
Legal Tract179
Legal Block1
Legal Lot Number486
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2000
Census Tract43207

Owner

Source: Osceola County records · APN 272630017900014860

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3612 CAPE CT, SAINT CLOUD, FL 34772-7820
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW LOAN SERVICING LLC
Nov 25, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Mar 05, 2020Warranty Deed, Transfer
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2020 · Amount on Record
Deed SaleMar 05, 2020 · Amount on Record
Prior SaleMay 21, 2014 · Amount on Record
Deed Doc Number2020032277
Deed Book / Page5686 / 982
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3612 CAPE CT, SAINT CLOUD, FL 34772-7820
Transaction TypeMortgage
Record UpdatedMay 06, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3612 CAPE CT, SAINT CLOUD, FL 34772-7820

Mortgage

Document Number0061950780
DateApr 18, 2022
Book Page6195/780
Instrument2022060327
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3612 CAPE CT, SAINT CLOUD, FL 34772-7820
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address3612 CAPE CT, SAINT CLOUD, FL 34772-7820

Mortgage

Document Number0058400910
DateNov 25, 2020
Book Page5840/910
Instrument2020161589
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 05, 2020
Property Address3612 CAPE CT, SAINT CLOUD, FL 34772-7820
Document Number0056860982
Book / Page005686 / 000982
Instrument DateFeb 18, 2020
Instrument32277
Transaction TypeTransfer
Record UpdatedMay 25, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3612 CAPE CT ST CLOUD FL 347727820, ST CLOUD, FL 34772-7820

Mortgage

Document Number56860993
DateMar 05, 2020
Book Page005686/000993
Instrument32281
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
AmountAmount Recorded
Term360 Months
DueMar 04, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$356,112 (+21.7%)$442,400 (+6.99%) Land $70,000 Building $372,400
2023$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$292,609 (+3%)$413,500 (+15.31%) Land $60,000 Building $353,500
2022$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$284,087$358,600 Land $55,000 Building $303,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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