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3604 Cape Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3604 Cape Ct, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2014
Square Footage1,820 sqft Living Area
Lot Size8,712 sqft (0.2 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2017)
Tax Bill$5,181.00 (2024)

Property Details

APN / Parcel Number

Primary APN27-26-30-0179-0001-4840
Alternative APN
  • 263027017900014840

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,820 sqft Living Area
Gross Area2,510 sqft Gross Area
1st Floor1,820 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,712 sqft (0.2 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area650 sqft Garage
Patio Area32 sqft Patio
Porch Area40 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3604 CAPE CT
CitySAINT CLOUD
StateFL
Zip34772-7820
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4A PB 22 PG 74 LOT 484
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 4A
Legal Phase4A
Legal Tract179
Legal Block4840
Legal Lot Number484
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2000
Census Tract43207

Owner

Source: Osceola County records · APN 27-26-30-0179-0001-4840

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3604 CAPE CT, SAINT CLOUD, FL 34772-7820
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 11, 2023Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Aug 05, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
ABSOLUTE HOME MORTGAGE CORP
Oct 10, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ABSOLUTE HOME MORTGAGE CORP
Jul 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA COM'L LLC
Jul 25, 2017Trustee's Deed, Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2017 · Amount on Record
Deed SaleOct 10, 2017 · Amount on Record
Prior SaleJul 25, 2017 · Amount on Record
Deed Doc Number2017145030
Deed Book / Page5221 / 1945
Last Transfer DateJul 30, 2019
Transfer Doc0055681377
Record RefreshedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3604 CAPE CT, SAINT CLOUD, FL 34772-7820
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address3604 CAPE CT, SAINT CLOUD, FL 34772-7820

Mortgage

Document Number0064051233
DateMay 11, 2023
Book Page6405/1233
Instrument2023060195
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 01, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateAug 05, 2019
Property Address3604 CAPE CT, SAINT CLOUD, FL 34772-7820
Document Number0055681377
Book / Page5568 / 1377
Map ReferenceMB 22 PG 74
Instrument DateJul 30, 2019
Instrument2019100897
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyEXCEPTIONAL TTL INS AGCY & E

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3604 CAPE CT, SAINT CLOUD, FL 34772-7820

Mortgage

Document Number0055681379
DateAug 05, 2019
Instrument5568/1379
Lender
NameABSOLUTE HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049

October 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 10, 2017
Property Address3604 CAPE CT, SAINT CLOUD, FL 34772-7820
Document Number0052211945
Book / Page5221 / 1945
Map ReferenceMB22 PG74
Instrument DateOct 10, 2017
Instrument2017145030
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyLIGHTHOUSE TITLE OF EAST FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1648 TAYLOR RD # 411, 1648, PORT ORANGE, FL 32128-6753

Transferred To (Grantee/Buyer)

NameVerified Name
Address3757 MOON DANCER PL, SAINT CLOUD, FL 34772-8245

Mortgage

Document Number0052211947
DateOct 10, 2017
Instrument5221/1947
Lender
NameABSOLUTE HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3604 CAPE CT, SAINT CLOUD, FL 34772-7820
Document Number0051861885
Instrument DateJul 28, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1648 TAYLOR RD #411 PORT ORANGE FL 321286753, 411, PORT ORANGE, FL 32128-6753
InvestorPossibly a Property Investor

Mortgage

Document Number0051861885
DateJul 31, 2017
Book Page005186/001885
Instrument110164
Lender
NameFINANCE OF AMERICA COM'L LLC
AddressCHARLOTTE, NC 28209
Agreement
TypeConventional Mortgage
AmountAmount Recorded

July 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateJul 25, 2017
Property Address3604 CAPE CT, SAINT CLOUD, FL 34772-7820
Document Number0051831518
Book / Page005183 / 001518
Instrument DateJul 05, 2017
Instrument107074
Transaction TypeForeclosure
Record UpdatedAug 25, 2017
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$1,092.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1648 TAYLOR RD #411 PORT ORANGE FL 321286753, 411, PORT ORANGE, FL 32128-6753
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,949.00 (-4.48%) Homeowner's exemption Veteran's exemption$324,400 (+5.09%) Land $70,000 Building $254,400$324,400 (+5.09%) Land $70,000 Building $254,400
2024$5,181.00 (+7.2%)
2023$4,833.00 (+11.62%)$308,700 (+15.06%) Land $60,000 Building $248,700$308,700 (+15.06%) Land $60,000 Building $248,700
2022$4,330.00$268,300 Land $55,000 Building $213,300$268,300 Land $55,000 Building $213,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 34% of the US · above 9% of Florida
Wildfire LikelihoodAbout 1 in 2,381 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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