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3614 Cape Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3614 Cape Ct, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,256 sqft · built 2013
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Dec 2022)
Tax Bill$6,290 (2025)
Deeds & MortgagesSep 2025 Mortgage
Dec 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN27-26-30-0179-0001-4870

Property Details

APN / Parcel Number

Primary APN27-26-30-0179-0001-4870
Alternative APN
  • 263027017900014870

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,256 sqft Living Area
Gross Area4,010 sqft
1st Floor Area1,446 sqft
Upper Floors Area1,810 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
Garage TypeAttached
Garage Area478 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area276 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3614 CAPE CT
CitySAINT CLOUD
StateFL
Zip34772-7820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4A PB 22 PG 74 LOT 487
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 4A
Legal Phase4A
Legal Tract179
Legal Block4870
Legal Lot Number487
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2000
Census Tract43207

Owner

Source: Osceola County records · APN 27-26-30-0179-0001-4870

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3614 CAPE CT, SAINT CLOUD, FL 34772-7820
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2025Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Dec 30, 2022Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
May 24, 2022Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 20, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 26, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
LEGION CAPITAL CORPORATION
Mar 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 30, 2022 · Amount on Record
Deed SaleDec 30, 2022 · Amount on Record
Prior SaleJan 26, 2021 · Amount on Record
Deed Document Number2022186277
Deed Book / Page6338 / 2026
Prior Transfer DateMay 24, 2022
Prior Transfer Doc0062200826
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3614 CAPE CT, SAINT CLOUD, FL 34772-7820
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3614 CAPE CT, SAINT CLOUD, FL 34772-7820

Mortgage

Document Number0068462090
DateSep 09, 2025
Book Page6846/2090
Instrument2025111864
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 30, 2022
Property Address3614 CAPE CT, SAINT CLOUD, FL 34772-7820
Document Number0063382026
Book / Page6338 / 2026
Map ReferenceMB 22 PG 74
Instrument DateDec 23, 2022
Instrument2022186277
Transaction TypeTransfer
Record UpdatedJan 30, 2023
Title CompanyHILLSBOROUGH TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,045.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4725 W SAND LAKE RD STE 200, 200, ORLANDO, FL 32819-9510

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3614 CAPE CT, SAINT CLOUD, FL 34772-7820

Mortgage

Document Number2022186278
DateDec 30, 2022
Instrument2022186278
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMay 24, 2022
Property Address3614 CAPE CT, SAINT CLOUD, FL 34772-7820
Document Number0062200826
Book / Page6220 / 826
Map ReferenceMB 22 PG 74
Instrument DateMay 24, 2022
Instrument2022082044
Transaction TypeTransfer
Record UpdatedJun 15, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4725 W SAND LAKE RD STE 200, 4725, ORLANDO, FL 32819-9510

Transferred To (Grantee/Buyer)

NameVerified Name
Address4725 W SAND LAKE RD STE 200, 200, ORLANDO, FL 32819-9510

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateApr 20, 2021
Property Address3614 CAPE CT, SAINT CLOUD, FL 34772-7820
Document Number0059391770
Book / Page5939 / 1770
Map ReferenceMB 22 PG 74
Instrument DateApr 13, 2021
Instrument2021059619
Transaction TypeTransfer
Record UpdatedJun 10, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4725 W SAND LAKE RD STE 200, 4725, ORLANDO, FL 32819-9510

Transferred To (Grantee/Buyer)

NameVerified Name
Address4725 W SAND LAKE RD STE 200, 200, ORLANDO, FL 32819-9510

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 26, 2021
Property Address3614 CAPE CT, SAINT CLOUD, FL 34772-7820
Document Number0058780110
Book / Page5878 / 110
Map ReferenceMB 22 PG 74
Instrument DateNov 19, 2020
Instrument2021011802
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY/ILL, FIRST AMER LAND TR CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyRounded by County
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
Address4725 W SAND LAKE RD STE 200, 4725, ORLANDO, FL 32819-9510

Transferred To (Grantee/Buyer)

NameVerified Name
Address4725 W SAND LAKE RD STE 200, 200, ORLANDO, FL 32819-9510

Mortgage

Document Number0005878112
DateJan 26, 2021
Instrument5878/112
Lender
NameLEGION CAPITAL CORPORATION
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term9 Months
DueOct 05, 2021

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3614 CAPE CT, SAINT CLOUD, FL 34772-7820
Document Number0054912387
Instrument DateMar 11, 2019
Transaction TypeMortgage
Record UpdatedMar 26, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address4725 W SAND LAKE RD #200 ORLANDO FL 328199510, 200, ORLANDO, FL 32819-9510

Mortgage

Document Number0054912387
DateMar 14, 2019
Book Page005491/002387
Instrument33146
Lender
NameOTHER INSTITUTIONAL LENDERS
TypeBank
AddressFORT LAUDERDALE, FL 33334
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term24 Months
DueMar 13, 2021
Interest
Rate11%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,290.00 (-8.24%) Homeowner's exemption$394,300 (-3.45%) Land $70,000 Building $324,300$394,300 (-3.45%) Land $70,000 Building $324,300
2024$6,855.00 (-6.85%)
2023$7,359.00 (+15.49%)$408,400 (+15.56%) Land $60,000 Building $348,400$408,400 (+15.56%) Land $60,000 Building $348,400
2022$6,372.00$353,400 Land $55,000 Building $298,400$353,400 Land $55,000 Building $298,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 66 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024, other causes, Hurricane Milton

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
SpectrumCable1,000 / 50

May also be available at this address: Lumen Technologies, AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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