3613 Cape Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3613 Cape Ct, Saint Cloud, FL 34772 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2013
Square Footage1,820 sqft Heated Area
Lot Size8,276 sqft (0.189 acres)
GarageFinished, 400 sqft
Last Sale$370,000 (2026)
Tax Bill$5,729.00 (2025)

Property Details

APN / Parcel Number

Primary APN272630017900014960

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,820 sqft Heated Area
Gross Area2,312 sqft Gross Area
1st Floor1,820 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2013
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.189 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area400 sqft Garage

Exterior Amenities

FenceFence
Patio Area48 sqft Patio
PorchOpen Porch
Porch Area92 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address3613 CAPE CT
CitySAINT CLOUD
StateFL
Zip34772-7815
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4A PB 22 PG 74 LOT 496
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PHASE 1 - 3
Legal Phase4A
Legal Tract179
Legal Block1
Legal Lot Number496
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2000
Census Tract43207

Owner

Source: Osceola County records · APN 272630017900014960

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address12814 CYPRESS SWAMP DR, ORLANDO, FL 32824-4824
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2026Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 04, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 05, 2026 · Amount on Record
Deed SaleJan 05, 2026 · Amount on Record
Prior SaleAug 04, 2020 · Amount on Record
Deed Doc Number2026000760
Deed Book / Page6903 / 304
Record RefreshedJun 08, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 05, 2026
Property Address3613 CAPE CT, SAINT CLOUD, FL 34772-7815
Document Number0069030304
Book / Page6903 / 304
Map ReferenceMB 22 PG 74
Instrument DateDec 30, 2025
Instrument2026000760
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,590.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address47 JUNIPER LOOP CT, OCALA, FL 34480-4467

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address12814 CYPRESS SWAMP DR, ORLANDO, FL 32824-4824

Mortgage

Document Number0006903306
DateJan 05, 2026
Instrument6903/306
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 04, 2020
Property Address3613 CAPE CT, SAINT CLOUD, FL 34772-7815
Document Number0057681372
Book / Page5768 / 1372
Map ReferenceMB 22 PG 74
Instrument DateJul 30, 2020
Instrument2020102320
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyATTORNEYS TITLE & TRUST LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3440 LA SALLE AVE, 3440, SAINT CLOUD, FL 34772-9310

Transferred To (Grantee/Buyer)

NameVerified Name
Address3613 CAPE CT, SAINT CLOUD, FL 34772-7815

Mortgage

Document Number0057681374
DateAug 04, 2020
Instrument5768/1374
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,729.00 (+81.87%)$319,900 (+47.38%) Land $70,000 Building $249,900$319,900 (+5.02%) Land $70,000 Building $249,900
2023$3,150.00 (+3.69%) Homeowner's exemption$217,060 (+3%)$304,600 (+15.03%) Land $60,000 Building $244,600
2022$3,038.00 Homeowner's exemption$210,738$264,800 Land $55,000 Building $209,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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