36 Opal Cv, Miramar Beach, FL 32550 Property Records

Walton County property record for 36 Opal Cv, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,508 sqft · built 1996
Lot Size	0.071 acres (3,106 sqft)
Owner	Company Name on File
Last Sale	$778,200 (Apr 2022)
Tax Bill	$5,245 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42830-000-0890`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42830-000-0890`
Alternative APN	`1068846`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	1,623 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete Tile
Lot Area	3,106 sqft (0.071 acres)
Lot Dimensions	6.5 ft deep x 4.7 ft wide
Porch	Porch
Porch Area	115 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1068846
Street Address	36 OPAL CV
City	MIRAMAR BEACH
State	FL
Zip	32550-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 89 EMERALD SHORES OF SOUTH WALTON S/D PB 9-33 OR 954-180 OR 1187-102 OR 1198-80 OR 1705-314 OR 1751-231 OR 2139-115 OR
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD SHORES OF SOUTH WALTON
Legal Lot Number	89
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2014
Census Tract	950608

Owner

Source: Walton County records · APN 30-2S-21-42830-000-0890

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3013 SW ARBORTREE DR, LEES SUMMIT, MO 64082-4196
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 11, 2022 · Amount on Record
Deed Sale	Apr 11, 2022 · Amount on Record
Prior Sale	Mar 09, 2011 · Amount on Record
Deed Document Number	20220017187
Deed Book / Page	3247 / 2683
Record Updated	Jun 08, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Apr 11, 2022
Property Address	36 OPAL CV, MIRAMAR BEACH, FL 32550-5222
Document Number	0032472683
Book / Page	3247 / 2683
Map Reference	MB 9 PG 33
Instrument Date	Apr 07, 2022
Instrument	20220017187
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	VINTAGE TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,447.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2305 MONTPELIER RD, 2305, FORSYTH, GA 31029-8629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3013 SWARBORTREE DRIVE, LEES SUMMIT, MO 64082

Mortgage

Document Number	0032472686
Date	Apr 11, 2022
Book Page	3247/2686
Instrument	20220017189

Lender

Name	BANKPLUS
Type	Bank
Address	COVINGTON, LA 70434

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 07, 2052

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$495,650 (-14.26%) Land $120,000 Building $375,650	$495,650 (-14.26%) Land $120,000 Building $375,650
2024	$5,245.00 (-0.13%)
2023	$5,252.00 (+31.33%)	$578,093 (+16.05%) Land $105,440 Building $472,653	$578,093 (+16.05%) Land $105,440 Building $472,653
2022	$3,999.00	$498,137 Land $117,039 Building $381,098	$498,137 Land $117,039 Building $381,098

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 657 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.