Walton County property record for 31 Opal Cv, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,358 sqft · built 1994 |
| Lot Size | 0.077 acres (3,367 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $335,000 (Feb 2018) |
| Tax Bill | $4,454 (2025) |
| Deeds & Mortgages | Jun 2019 Sale Feb 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42830-000-0910 |
| Primary APN | 30-2S-21-42830-000-0910 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,358 sqft Living Area |
| Gross Area | 1,794 sqft |
| 1st Floor Area | 734 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 3,367 sqft (0.077 acres) |
| Lot Dimensions | 57 ft deep x 60 ft wide |
| Driveway | Brick Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 436 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 31 OPAL CV |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-5222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CC |
| Legal Description | LOT 91 EMERALD SHORES OF SOUTH WALTON S/D PB 9-33 OR 1030-28 OR 1083-1 OR 1366-115 OR 1449-15 OR 1919-343 OR 2097-135 OR 3014-4117 OR 3065-434 OR 3065-435 OR 3107-2959 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | EMERALD SHORES OF SOUTH WALTON |
| Legal Block | 9 |
| Legal Lot Number | 91 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 950608 |
Source: Walton County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 179 SHORE DR, MIRAMAR BEACH, FL 32550-3902 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 5, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 9, 2018 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Feb 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 2018 · Amount on Record |
| Deed Sale | Feb 9, 2018 · Amount on Record |
| Prior Sale | Jul 7, 2016 · Amount on Record |
| Deed Document Number | 20184272 |
| Deed Book / Page | 3065 / 435 |
| Last Transfer Date | May 30, 2019 |
| Transfer Doc | 0031072959 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 5, 2019 |
| Property Address | 31 OPAL CV, MIRAMAR BEACH, FL 32550-5222 |
| Document Number | 0031072959 |
| Book / Page | 003107 / 002959 |
| Instrument Date | May 30, 2019 |
| Instrument | 18358 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 602 DAHLIA WAY NW ACWORTH GA 301026980, ACWORTH, GA 30102-6980 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Feb 9, 2018 |
| Property Address | 31 OPAL CV, MIRAMAR BEACH, FL 32550-5222 |
| Document Number | 0030650435 |
| Book / Page | 3065 / 0435 |
| Map Reference | MB9 PG033 |
| Instrument Date | Feb 2, 2018 |
| Instrument | 2018000004272 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 602 DAHLIA WAY NW, ACWORTH, GA 30102-6980 |
| Document Number | 2018000004273 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 2018000004273 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Feb 9, 2018 |
| Property Address | 31 OPAL CV, MIRAMAR BEACH, FL 32550-5222 |
| Document Number | 0030650434 |
| Book / Page | 003065 / 000434 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 4271 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31 OPAL CV MIRAMAR BEACH FL 325505222, MIRAMAR BEACH, FL 32550-5222 |
Source: Walton County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,454.00 (-3.55%) | $493,288 (-14.11%) Land $120,000 Building $373,288 | $493,288 (-14.11%) Land $120,000 Building $373,288 |
| 2024 | $4,618.00 (+4.72%) | ||
| 2023 | $4,410.00 (+10.86%) | $574,296 (+15.98%) Land $105,440 Building $468,856 | $574,296 (+15.98%) Land $105,440 Building $468,856 |
| 2022 | $3,978.00 | $495,161 Land $117,039 Building $378,122 | $495,161 Land $117,039 Building $378,122 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 203 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured incl. 503 condo units |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures