Walton County property record for 34 Opal Cv, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,072 sqft · built 1994 |
| Lot Size | 0.1 acres (4,397 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $719,000 (May 2021) |
| Tax Bill | $7,162 (2024) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42830-000-0880 |
| Primary APN | 30-2S-21-42830-000-0880 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,072 sqft Living Area |
| Gross Area | 2,576 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete Tile |
| Lot Area | 4,397 sqft (0.1 acres) |
| Lot Dimensions | 8.1 ft deep x 5 ft wide |
| Porch | Porch |
| Porch Area | 504 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1068845 |
|---|---|
| Street Address | 34 OPAL CV |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-5222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 88 EMERALD SHORES OF SOUTH WALTON S/D PB 9-33 OR 1048-260 OR 1113-302 OR 1676-193 OR 2060-411 OR 2435-256 OR 2932-2142 OR |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | EMERALD SHORES OF SOUTH WALTON |
| Legal Lot Number | 88 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 950608 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1101 CYGNUS DR, LOVELAND, CO 80537-5108 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage BOKF NA |
| Mar 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage WATERMARK CAP |
| Jun 26, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2021 · Amount on Record |
| Deed Sale | May 7, 2021 · Amount on Record |
| Prior Sale | Mar 19, 2020 · Amount on Record |
| Deed Document Number | 20210022874 |
| Deed Book / Page | 3196 / 3729 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 7, 2021 |
| Property Address | 34 OPAL CV, MIRAMAR BEACH, FL 32550-5222 |
| Document Number | 0031963729 |
| Book / Page | 3196 / 3729 |
| Map Reference | MB 9 PG 33 |
| Instrument Date | May 5, 2021 |
| Instrument | 20210022874 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,033.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 765 BLUEBERRY CT, 765, HUNTINGTOWN, MD 20639-2220 |
| Name | Verified Name |
|---|---|
| Address | 1101 CYGNUS DR, LOVELAND, CO 80537-5108 |
| Document Number | 31963730 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 3196/3730 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 19, 2020 |
| Property Address | 34 OPAL CV, MIRAMAR BEACH, FL 32550-5222 |
| Document Number | 0031370838 |
| Book / Page | 003137 / 000838 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 10117 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,570.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 765 BLUEBERRY CT HUNTINGTOWN MD 206392220, HUNTINGTOWN, MD 20639-2220 |
| Document Number | 31370840 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 003137/000840 |
| Instrument | 10118 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 26, 2019 |
| Property Address | 34 OPAL CV, MIRAMAR BEACH, FL 32550-5222 |
| Document Number | 0031093497 |
| Book / Page | 003109 / 003497 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 21194 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $875.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2515 ARROYO RD WACO TX 767101631, WACO, TX 76710-1631 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $669,644 (-15.88%) Land $120,000 Building $549,644 | $669,644 (-15.88%) Land $120,000 Building $549,644 | |
| 2024 | $7,162.00 (+2.77%) | ||
| 2023 | $6,969.00 (+11.58%) | $796,059 (+18.1%) Land $105,440 Building $690,619 | $796,059 (+18.1%) Land $105,440 Building $690,619 |
| 2022 | $6,246.00 | $674,065 Land $117,039 Building $557,026 | $674,065 Land $117,039 Building $557,026 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 203 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured incl. 503 condo units |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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