15 Opal Cv, Miramar Beach, FL 32550 Property Records

Walton County property record for 15 Opal Cv, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,652 sqft · built 1994
Lot Size	0.104 acres (4,528 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Mar 2016)
Tax Bill	$5,180 (2025)
Deeds & Mortgages	Feb 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42830-000-0930`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42830-000-0930`
Alternative APNs	`30-221-42830-000-0930` `1068850`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,652 sqft Living Area
Gross Area	2,380 sqft
1st Floor Area	1,101 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	4,528 sqft (0.104 acres)
Lot Dimensions	85 ft deep x 52 ft wide
Driveway	Brick Driveway
Porch	Finished/Open Porch
Porch Area	728 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 OPAL CV
City	MIRAMAR BEACH
State	FL
Zip	32550-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 93 EMERALD SHORES OF SOUTH WALTON S/D PB 9-33 OR 1030-28 OR 1030-28 OR 1065-119 OR 1121-78 OR 2359-434 OR 2693-442 OR 3004-4004
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD SHORES OF SOUTH WALTON
Legal Block	9
Legal Lot Number	93
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2014
Census Tract	950608

Owner

Source: Walton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8390 WINDFERN RD, HOUSTON, TX 77040-1551
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2016 · Amount on Record
Deed Sale	Mar 18, 2016 · Amount on Record
Prior Sale	Oct 24, 2001 · Amount on Record
Deed Document Number	20168425
Deed Book / Page	3004 / 4004
Prior Transfer Date	Oct 3, 2005
Prior Transfer Doc	0026930442
Record Updated	Jun 8, 2026

February 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WALTON FL
Recording Date	Feb 26, 2026
Property Address	15 OPAL CV, MIRAMAR BEACH, FL 32550-5222
Document Number	0033882763
Book / Page	3388 / 2763
Map Reference	MB 9 PG 33
Instrument Date	Feb 17, 2026
Instrument	20260007155
Transaction Type	Transfer
Record Updated	Mar 11, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8390 WINDFERN RD, HOUSTON, TX 77040-1551

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8390 WINDFERN RD, HOUSTON, TX 77040-1551

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,180.00 (-3.97%)	$577,567 (-15.1%) Land $120,000 Building $457,567	$577,567 (-15.1%) Land $120,000 Building $457,567
2024	$5,394.00 (+4.37%)
2023	$5,168.00 (+11.5%)	$680,290 (+17.13%) Land $105,440 Building $574,850	$680,290 (+17.13%) Land $105,440 Building $574,850
2022	$4,635.00	$580,790 Land $117,039 Building $463,751	$580,790 Land $117,039 Building $463,751

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20