Walton County property record for 30 Opal Cv, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,425 sqft · built 1996 |
| Lot Size | 0.085 acres (3,720 sqft) |
| Owner | Company Name on Record |
| Last Sale | $725,000 (Mar 2025) |
| Tax Bill | $4,792 (2024) |
| Deeds & Mortgages | Nov 2019 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42830-000-0960 |
| Primary APN | 30-2S-21-42830-000-0960 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,425 sqft Living Area |
| Gross Area | 1,702 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Concrete Tile |
| Lot Area | 3,720 sqft (0.085 acres) |
| Lot Dimensions | 6.7 ft deep x 5.5 ft wide |
| Porch | Porch |
| Porch Area | 253 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1068853 |
|---|---|
| Street Address | 30 OPAL CV |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-5222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 96 EMERALD SHORES OF SOUTH WATON PB 9-33 OR 954-179 OR 1358-193 OR 2035-434 OR 2616-2965 OR 2807-4094 OR 2909-3620 OR |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | SOUTH WALTON S/D |
| Legal Lot Number | 96 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 950608 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5000 MISSION OAKS BLVD UNIT 34, 34, AUSTIN, TX 78735-6743 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Nov 15, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST |
| Jan 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 18, 2025 · Amount on Record |
| Deed Sale | Mar 18, 2025 · Amount on Record |
| Prior Sale | Jan 5, 2021 · Amount on Record |
| Deed Document Number | 20250008910 |
| Deed Book / Page | 3352 / 4021 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 30 OPAL CV, MIRAMAR BEACH, FL 32550-5222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031241329 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 3124/1329 |
| Instrument | 20190040074 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COVINGTON, LA 70434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 12, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jan 5, 2021 |
| Property Address | 30 OPAL CV, MIRAMAR BEACH, FL 32550-5222 |
| Document Number | 0031771996 |
| Book / Page | 3177 / 1996 |
| Map Reference | MB 9 PG 33 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 20210000477 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,108.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 BRAMERTON CT, 201, FRANKLIN, TN 37069-4002 |
| Name | Verified Name |
|---|---|
| Address | 30 OPAL CV, MIRAMAR BEACH, FL 32550-5222 |
| Document Number | 0031771998 |
|---|---|
| Date | Jan 5, 2021 |
| Instrument | 3177/1998 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $504,673 (-14.27%) Land $120,000 Building $384,673 | $504,673 (-14.27%) Land $120,000 Building $384,673 | |
| 2024 | $4,792.00 (+4.74%) | ||
| 2023 | $4,575.00 (+10.94%) | $588,682 (+16.18%) Land $105,440 Building $483,242 | $588,682 (+16.18%) Land $105,440 Building $483,242 |
| 2022 | $4,124.00 | $506,700 Land $117,039 Building $389,661 | $506,700 Land $117,039 Building $389,661 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 203 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured incl. 503 condo units |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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