Schenectady County and Schenectady City property record for 36 N Jay St, Schenectady, NY 12305
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 1,278 sqft · built 1984 |
| Lot Size | 0.072 acres (3,150 sqft) |
| Owner | Individual Name on File |
| Last Sale | $152,000 (Mar 2020) |
| Tax Bill | $5,402 (2026) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.65-1-42 |
| Primary APN | 421500 39.65-1-42 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,278 sqft Gross Area |
| Basement Area | 639 sqft |
| Unfinished Basement | 639 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 3,150 sqft (0.072 acres) |
| Lot Dimensions | 150 ft deep x 21 ft wide |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 36 N JAY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1136 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 05 - COMME |
| Legal Description | 2 BRICK AND WOOD |
| Legal Block | 1 |
| Legal Lot Number | 42.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20300 |
36 N Jay St, a commercial property, is owned by an individual who bought it in March 2020.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 36 N JAY ST, SCHENECTADY, NY 12305-1136 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 4, 2020 · Amount on File |
| Deed Sale | Mar 4, 2020 · Amount on File |
| Prior Sale | Dec 31, 2012 · Amount on File |
| Deed Document Number | 20209143 |
| Deed Book / Page | 2031 / 873 |
| Prior Transfer Date | Nov 29, 2012 |
| Prior Transfer Doc | 0000056098 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 4, 2020 |
| Property Address | 36 N JAY ST, SCHENECTADY, NY 12305-1136 |
| Document Number | 0000009143 |
| Book / Page | 2031 / 873 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 202009143 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $608.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000009145 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 4976/576 |
| Instrument | 202009145 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Amount | Amount on Record |
|---|
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 36 N Jay St was $5,402, up 1.4% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,402.00 (+1.37%) | ||
| 2025 | $5,329.00 | $87,680 Land $11,000 Building $76,680 | $145,190 Land $18,215 Building $126,975 |
| 2023 | $87,680 Land $11,000 Building $76,680 | $110,987 Land $13,924 Building $97,063 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 36 N Jay St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1980–2011) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 36 N Jay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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