1. Home
  2. New York
  3. Schenectady
  4. N Jay St

40 N Jay St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 40 N Jay St, Schenectady, NY 12305

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 1,600 sqft · built 1900
Lot Size0.086 acres (3,750 sqft)
OwnerCompany Name on Record
Last Sale$250,000 (Jul 2025)
Tax Bill$6,566 (2026)
Deeds & MortgagesAug 2022 Sale
Flood ZoneZone X (minimal risk)
APN421500 39.65-1-44

Property Details

APN / Parcel Number

Primary APN421500 39.65-1-44
Alternative APN
  • 150003906500010440000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,600 sqft Total Area
1st Floor Area800 sqft
2nd Floor Area800 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,750 sqft (0.086 acres)
Lot Dimensions150 ft deep x 25 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area100 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address40 N JAY ST
CitySCHENECTADY
StateNY
Zip12305-1136
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code05 - COMME
Legal Block1
Legal Lot Number44.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1007
Census Tract20300

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address35 HILLDALE RD, DOBBS FERRY, NY 10522-2021
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2025 · Amount on Record
Deed SaleJul 25, 2025 · Amount on Record
Deed Document Number202517916
Deed Book / Page2153 / 882
Prior Transfer DateJun 27, 2025
Prior Transfer Doc0000017916
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 30, 2022
Property Address40 N JAY ST, SCHENECTADY, NY 12305-1136
Document Number0000046264
Book / Page2091 / 906
Instrument DateAug 15, 2022
Instrument202246264
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1550 UNION ST, SCHENECTADY, NY 12309-6049

Transferred To (Grantee/Buyer)

NameVerified Name
Address35 J4ILLSDALE ROAD, DOBBS FERRY, NY 10522

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,566.00 (+3.14%)
2025$6,366.00$112,400 (-) Land $8,700 Building $103,700$186,124 (+30.82%) Land $14,406 Building $171,718
2023$112,400 Land $8,700 Building $103,700$142,278 Land $11,013 Building $131,265

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims13 (1980–2011)
Claims Outside the SFHA2 of 13
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Massivemesh Networks.

Nearby Properties on N Jay St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures