Schenectady County and Schenectady City property record for 38 N Jay St, Schenectady, NY 12305
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,680 sqft · built 1880 |
| Lot Size | 0.079 acres (3,450 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,476 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.65-1-43 |
| Primary APN | 421500 39.65-1-43 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Total Area |
| 1st Floor Area | 840 sqft |
| 2nd Floor Area | 840 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Other |
| Exterior Material | Brick |
| Lot Area | 3,450 sqft (0.079 acres) |
| Lot Dimensions | 150 ft deep x 23 ft wide |
| Porch | Slab |
| Porch Area | 320 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38 N JAY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1136 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 05 - COMME |
| Legal Description | 2 BRICK |
| Legal Block | 1 |
| Legal Lot Number | 43.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20300 |
38 N Jay St, a duplex, is owned and occupied by two individuals who acquired it in January 2012.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 N JAY ST, SCHENECTADY, NY 12305-1136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 30, 2012 |
| Transfer Doc | 0000004280 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 38 N Jay St was $4,476, up 4.3% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,476.00 (+4.31%) | ||
| 2025 | $4,291.00 | $64,000 Land $9,600 Building $54,400 | $105,978 Land $15,897 Building $90,081 |
| 2023 | $64,000 (-) Land $9,600 Building $54,400 | $81,013 (+3.8%) Land $12,152 Building $68,861 | |
| 2022 | $64,000 Land $9,600 Building $54,400 | $78,049 Land $11,707 Building $66,342 | |
| 2021 | $3,919.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 N Jay St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 13 (1980–2011) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 N Jay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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