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34 N Jay St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 34 N Jay St, Schenectady, NY 12305

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1,200 sqft · built 1930
Lot Size0.036 acres (1,600 sqft)
OwnerCompany Name on Record
Last Sale$155,000 (Jan 2025)
Tax Bill$6,102 (2026)
Deeds & MortgagesJan 2025 Sale
Oct 2023 Sale
Flood ZoneZone X (minimal risk)
APN421500 39.65-1-41.2

Property Details

APN / Parcel Number

Primary APN421500 39.65-1-41.2
Alternative APN
  • 150003906500010410020000

Interior

Stories2 Stories
Building Area1,200 sqft Gross Area
Basement Area600 sqft
Unfinished Basement600 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1996
Lot Area1,600 sqft (0.036 acres)
Lot Dimensions40 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address34 N JAY ST
CitySCHENECTADY
StateNY
Zip12305-1136
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code05
Legal Description2 BRICK
Legal Block1
Legal Lot Number41.002
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1007
Census Tract20300

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3 MONTEBELLO CT, ROTTERDAM JUNCTION, NY 12150-9765
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2025Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Oct 16, 2023Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2025 · Amount on Record
Deed SaleJan 31, 2025 · Amount on Record
Prior SaleDec 31, 2012 · Amount on Record
Deed Document Number20252503
Record UpdatedOct 29, 2026

January 2025: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJan 31, 2025
Property Address34 N JAY ST, SCHENECTADY, NY 12305-1136
Document Number0000002503
Instrument DateDec 30, 2024
Instrument202502503
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Tax$620.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1930 GUILDERLAND AVE, SCHENECTADY, NY 12306-4927

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MONTEBELLO CT, ROTTERDAM JUNCTION, NY 12150-9765

October 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateOct 16, 2023
Property Address34 N JAY ST, SCHENECTADY, NY 12305-1136
Document Number0000058180
Book / Page2117 / 624
Instrument DateSep 13, 2023
Instrument202358180
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
Tax$288.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address36 N JAY ST, SCHENECTADY, NY 12305-1136

Transferred To (Grantee/Buyer)

NameVerified Name
Address1930 GUILDERLAND AVE, SCHENECTADY, NY 12306-4927

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,102.00 (+0.73%)
2025$6,058.00 (+5.63%)$108,000 (-) Land $5,000 Building $103,000$178,838 (+13.35%) Land $8,280 Building $170,558
2024$108,000 (-) Land $5,000 Building $103,000$157,779 (+15.41%) Land $7,305 Building $150,474
2023$108,000 (-) Land $5,000 Building $103,000$136,709 (+3.8%) Land $6,329 Building $130,380
2022$108,000 Land $5,000 Building $103,000$131,707 Land $6,098 Building $125,609
2021$5,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims13 (1980–2011)
Claims Outside the SFHA2 of 13
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Massivemesh Networks.

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