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27 N Jay St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 27 N Jay St, Schenectady, NY 12305 · Last verified April 2026

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 2,944 sqft · built 1900
Lot Size0.139 acres (6,080 sqft)
OwnerIndividual Name on File
Last Sale$247,500 (Apr 2024)
Tax Bill$8,652 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 39.64-2-13.1

Property Details

APN / Parcel Number

Primary APN421500 39.64-2-13.1
Alternative APN
  • 150003906400020130010000

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,944 sqft Total Area
1st Floor Area1,472 sqft
2nd Floor Area1,472 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area6,080 sqft (0.139 acres)
Lot Dimensions160 ft deep x 38 ft wide
PorchSlab
Porch Area354 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address27 N JAY ST
CitySCHENECTADY
StateNY
Zip12305-1151
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Description2 BRICK
Legal Block2
Legal Lot Number13.001
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1011
Census Tract20300

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.64-2-13.1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address511 CHADWICK RD, SCHENECTADY, NY 12304
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 17, 2024 · Amount on Record
Deed SaleApr 17, 2024 · Amount on Record
Prior SaleAug 12, 1997
Deed Document Number202422477
Deed Book / Page2129 / 68
Record UpdatedJun 08, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 17, 2024
Property Address27 N JAY ST, SCHENECTADY, NY 12305-1151
Document Number0000022477
Book / Page2129 / 68
Instrument DateMar 27, 2024
Instrument202422477
Transaction TypeTransfer
Record UpdatedMay 02, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address58 MANOR CT, SCHENECTADY, NY 12306-1139

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 CHADWICK RD, SCHENECTADY, NY 12304

Mortgage

Document Number0000022478
DateApr 17, 2024
Book Page5368/244
Instrument202422478
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2054

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,652.00 (+122.82%)$146,100 (-) Land $21,900 Building $124,200$241,927 (+30.82%) Land $36,264 Building $205,663
2023$146,100 (-) Land $21,900 Building $124,200$184,937 (+3.8%) Land $27,722 Building $157,215
2022$146,100 Land $21,900 Building $124,200$178,171 Land $26,707 Building $151,464
2021$3,883.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930203001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies9 in force
Nearby Flood Claims13 (1980–2011)
Claims Outside the SFHA2 of 13
Most Recent ClaimSep 2011, other causes, Remnants Of Tropical Storm Lee
Claims By Storm
  • Hurricane Irene, Aug 2011 · 6 claims
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 554 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Spectrum, Redburn Infrastructure. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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