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  2. New Jersey
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  4. Upper Saddle River
  5. Echo Ridge Rd

36 Echo Ridge Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 36 Echo Ridge Rd, Upper Saddle River, NJ 07458 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,918 sqft · built 1958
Lot Size0.91 acres (39,640 sqft)
Owner2 Individual Names on File
Last Sale$1,200,000 (Oct 2025)
Tax Bill$15,719 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN63-00916-0000-00009

Property Details

APN / Parcel Number

Primary APN63-00916-0000-00009
Alternative APNs
  • 630091600009
  • 092900

Interior

Stories1 Story
Building Area2,918 sqft Living Area
1st Floor Area2,918 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialBrick
Construction TypeBrick
Lot Area39,640 sqft (0.91 acres)

Location & Zoning

Account Number092900
Street Address36 ECHO RIDGE RD
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.910 AC
Legal Block916
Legal Lot Number9
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group1
Census Block1009
Census Tract53201

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-00916-0000-00009

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address36 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2026Deed of Trust, Mortgage · Conventional Mortgage
VISIONS FEDERAL CREDIT UNION
Oct 21, 2025Deed, Transfer · Conventional Mortgage
VISIONS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 21, 2025 · Amount on Record
Deed SaleOct 21, 2025 · Amount on Record
Prior SaleMar 03, 2000 · Amount on Record
Deed Document Number202571452
Deed Book / Page5626 / 482
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Recording DateApr 06, 2026
Property Address36 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312
Document Number0000022347
Book / Page5763 / 1743
Instrument DateMar 09, 2026
Instrument202622347
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312

Mortgage

Document Number0000022347,
DateApr 06, 2026
Book Page5763/1743
Instrument202622347
Lender
NameVISIONS FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.25%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 21, 2025
Property Address36 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312
Document Number0056260482
Book / Page5626 / 482
Instrument DateAug 20, 2025
Instrument2025071452
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanySAND LANE TITLE AGENCY LLC, SAFELAND TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$18,035.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressTHE TABLEY APARTMENT 8 TABLEY ROAD8, 8, KNUTSFORD, NE

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312

Mortgage

Document Number2025071453
DateOct 21, 2025
Instrument2025071453
Lender
NameVISIONS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateSep 01, 2032
Change Frequency6 Months
Min Rate At Change4.25%
Max Rate At Change8.25%
IndexSOFR Average 30-Day
Margin3
Max Rate11.2%

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$606,900 (-) Land $356,400 Building $250,500$606,900 (-) Land $356,400 Building $250,500
2025$15,719.00 (+1.73%)$606,900 (-) Land $356,400 Building $250,500$606,900 (-) Land $356,400 Building $250,500
2024$15,452.00 (+2.96%)
2023$606,900 Land $356,400 Building $250,500$606,900 Land $356,400 Building $250,500
2022$15,008.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030532011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskLow
above 7% of the US · above 18% of New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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