48 Echo Ridge Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 48 Echo Ridge Rd, Upper Saddle River, NJ 07458 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1957
Square Footage	3,702 sqft Living Area
Lot Size	38,333 sqft (0.88 acres)
Occupancy	Owner Occupied
Last Sale	$825,000 (2015)
Tax Bill	$17,547.00 (2025)

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-00916-0000-00012

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	48 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2015 · Amount on Record
Deed Sale	Sep 08, 2015 · Amount on Record
Prior Sale	Apr 01, 1992 · Amount on Record
Deed Doc Number	201567358
Deed Book / Page	2043 / 990
Record Refreshed	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	48 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038460239
Date	Dec 03, 2020
Book Page	3846/239
Instrument	20-127444

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$677,500 (-) Land $355,200 Building $322,300	$677,500 (-) Land $355,200 Building $322,300
2025	$17,547.00 (+1.73%)	$677,500 (-) Land $355,200 Building $322,300	$677,500 (-) Land $355,200 Building $322,300
2024	$17,249.00 (+2.95%)
2023		$677,500 Land $355,200 Building $322,300	$677,500 Land $355,200 Building $322,300
2022	$16,754.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 18% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`63-00916-0000-00012`
Alternative APNs	`630091600012` `093200`

Interior

Building Area	3,702 sqft Living Area
1st Floor	3,702 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame Construction
Lot Area	38,333 sqft (0.88 acres)

Location & Zoning

Account Number	093200
Street Address	48 ECHO RIDGE RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1312
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	.880 AC
Legal Subdivision	JEFFERSON HOMES INC SEC 3
Legal Block	916
Legal Lot Number	12
Jurisdiction	BERGEN NJ
Minor Civil Division	UPPER SADDLE RIVER
Census Blockgroup	1
Census Block	1009
Census Tract	53201