44 Echo Ridge Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 44 Echo Ridge Rd, Upper Saddle River, NJ 07458 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3,056 sqft · built 1959
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$887,000 (Jan 2020)
Tax Bill	$15,540 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jan 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`63-00916-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`63-00916-0000-00011`
Alternative APNs	`630091600011` `093100`

Interior

Stories	1 Story
Building Area	3,056 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	093100
Street Address	44 ECHO RIDGE RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.860 AC
Legal Subdivision	JEFFERSON HOMES INC SEC 3
Legal Block	916
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	1
Census Block	1009
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records · APN 63-00916-0000-00011

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage FARMERS BANK & TRUST
Jan 07, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Aug 16, 2018	Grant Deed, Transfer VESTED LAND SERVICES LLC
Apr 04, 2017	Trustee's Deed, Construction Loan · Construction Mortgage NOOR HERAVI
Feb 14, 2017	Grant Deed, Transfer · Conventional Mortgage OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 07, 2020 · Amount on Record
Deed Sale	Jan 07, 2020 · Amount on Record
Prior Sale	Mar 21, 2017 · Amount on Record
Deed Document Number	2020963
Deed Book / Page	3453 / 1376
Prior Transfer Date	Dec 15, 2017
Prior Transfer Doc	0030282073
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	44 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040721259
Date	Apr 13, 2021
Book Page	4072/1259
Instrument	2021054779

Lender

Name	FARMERS BANK & TRUST
Type	Bank
Address	GREAT BEND, KS 67530

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 01, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 07, 2020
Property Address	44 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312
Document Number	0034531376
Book / Page	003453 / 001376
Instrument Date	Oct 03, 2019
Instrument	20000963
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$887.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	44 ECHO RIDGE RD UPPER SADDLE RIVER NJ 074581312, UPPER SADDLE RIVER, NJ 07458-1312

Mortgage

Document Number	34531382
Date	Jan 07, 2020
Book Page	003453/001382
Instrument	20000964

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 06, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 16, 2018
Property Address	44 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312
Document Number	0030282073
Book / Page	003028 / 002073
Instrument Date	Dec 15, 2017
Instrument	58843
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	VESTED LAND SERVICES LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	63 HOOK RD #2A BAYONNE NJ 070025004, 2A, BAYONNE, NJ 07002-5004

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 04, 2017
Property Address	44 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312
Document Number	0025800005
Book / Page	002580 / 000005
Instrument Date	Mar 29, 2017
Transaction Type	Construction Loan
Record Updated	May 25, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	44 ECHO RIDGE RD UPPER SADDLE RIVER NJ 074581312, UPPER SADDLE RIVER, NJ 07458-1312

Mortgage

Document Number	25800005
Date	Apr 04, 2017
Book Page	002580/000005

Lender

Name	NOOR HERAVI
Address	4438 SAXON DR, NEW SMYRNA BEACH, FL 32169-4135

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 03, 2018

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 14, 2017
Property Address	44 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312
Document Number	0025350107
Book / Page	002535 / 000107
Instrument Date	Jan 26, 2017
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	44 ECHO RIDGE RD UPPER SADDLE RIVER NJ 074581312, UPPER SADDLE RIVER, NJ 07458-1312

Mortgage

Document Number	25670357
Date	Feb 14, 2017
Book Page	002567/000357

Lender

Address	44 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$600,000 (-) Land $354,400 Building $245,600	$600,000 (-) Land $354,400 Building $245,600
2025	$15,540.00 (+1.73%)	$600,000 (-) Land $354,400 Building $245,600	$600,000 (-) Land $354,400 Building $245,600
2024	$15,276.00 (+2.95%)
2023		$600,000 Land $354,400 Building $245,600	$600,000 Land $354,400 Building $245,600
2022	$14,838.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030532011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 18% of New Jersey
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 165 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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