25 Echo Ridge Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 25 Echo Ridge Rd, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details6,058 sqft · built 2000
Lot Size0.86 acres (37,462 sqft)
Owner2 Individuals on Record
Last Sale$1,400,000 (Mar 2001)
Tax Bill$33,678 (2025)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN63-00917-0000-00006

Property Details

APN / Parcel Number

Primary APN63-00917-0000-00006
Alternative APNs
  • 630091700006
  • 091300

Interior

Building Area6,058 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area37,462 sqft (0.86 acres)

Location & Zoning

Account Number091300
Street Address25 ECHO RIDGE RD
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.860 AC
Legal Block917
Legal Lot Number6
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group1
Census Block1004
Census Tract53201

Owner

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address25 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1311
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2001 · Amount on Record
Deed SaleMar 8, 2001 · Amount on Record
Prior SaleMar 6, 2000 · Amount on Record
Deed Book / Page8353 / 245
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address25 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1311
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanySTEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032490311
DateMay 22, 2019
Book Page3249/311
Instrument19-032099
Lender
NameHSBC BANK USA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.3%
Type Change DateJun 1, 2029
Index1-Month LIBOR

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,300,300 (-) Land $354,400 Building $945,900$1,300,300 (-) Land $354,400 Building $945,900
2025$33,678.00 (+1.73%)$1,300,300 (-) Land $354,400 Building $945,900$1,300,300 (-) Land $354,400 Building $945,900
2024$33,105.00 (+2.95%)
2023$1,300,300 Land $354,400 Building $945,900$1,300,300 Land $354,400 Building $945,900
2022$32,156.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 87% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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