28 Echo Ridge Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 28 Echo Ridge Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	2,950 sqft · built 1959
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$926,000 (Dec 2020)
Tax Bill	$17,068 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63-00916-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`63-00916-0000-00007`
Alternative APNs	`630091600007` `092700`

Interior

Stories	2 Stories
Building Area	2,950 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	092700
Street Address	28 ECHO RIDGE RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	JEFFERSON HOMES INC SEC 2
Legal Block	916
Legal Lot Number	7
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	1
Census Block	1009
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Deed Document Number	2020140597
Deed Book / Page	3889 / 623
Record Updated	Sep 20, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 30, 2020
Property Address	28 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312
Document Number	0038890623
Book / Page	3889 / 623
Instrument Date	Oct 20, 2020
Instrument	20-140597
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	BRIDGEVIEW ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,208.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 SILVER ROCK WAY #8787, 117, FRANKLIN LAKES, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 ECHO RIDGE RD, UPPER SADDLE RIVER, NJ 07458-1312

Mortgage

Document Number	20140598
Date	Dec 30, 2020
Instrument	20-140598

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,000 (-) Land $354,400 Building $304,600	$659,000 (-) Land $354,400 Building $304,600
2025	$17,068.00 (+1.73%)	$659,000 (+0.83%) Land $354,400 Building $304,600	$659,000 (+0.83%) Land $354,400 Building $304,600
2024	$16,778.00 (+3.8%)
2023		$653,600 Land $354,400 Building $299,200	$653,600 Land $354,400 Building $299,200
2022	$16,163.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300