Oswego County and Constantia Town property record for 36 Ackerman Rd, Bernhards Bay, NY 13028 · Last verified May 2026
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1890 |
| Square Footage | 3,525 sqft Total Area |
| Lot Size | 84,071 sqft (1.93 acres) |
| Garage | Detached, 1,372 sqft |
| Last Sale | $800,000 (2025) |
| Tax Bill | $22,740.00 (2025) |
| Primary APN | 352689 311.06-01-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 3,525 sqft Total Area |
| 1st Floor | 1,961 sqft 1st Floor |
| 2nd Floor | 1,564 sqft 2nd Floor |
| Upper Floors | 430 sqft Upper Floors |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional Style |
| Exterior Material | Wood Exterior |
| Lot Area | 84,071 sqft (1.93 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,372 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Porch Area | 1,496 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 36 ACKERMAN RD |
|---|---|
| City | BERNHARDS BAY |
| State | NY |
| Zip | 13028-3110 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Subdivision | SCRIBAS LOCATION |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | OSWEGO NY |
| Minor Civil Division | CONSTANTIA |
| Census Blockgroup | 2 |
| Census Block | 2087 |
| Census Tract | 20600 |
Source: Oswego County and Constantia Town records · APN 352689 311.06-01-31
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5344 BUNKER HILL WAY, SYRACUSE, NY 13207-1155 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2025 | Warranty Deed, Transfer · Conventional Mortgage GEDDES FSLA |
| Jul 23, 2018 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Nov 21, 2019 | Deed, Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 01, 2025 · Amount on Record |
| Deed Sale | Dec 01, 2025 · Amount on Record |
| Prior Sale | Nov 21, 2019 · Amount on Record |
| Deed Doc Number | 2025R2025010717 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Dec 01, 2025 |
| Property Address | 36 ACKERMAN RD, BERNHARDS BAY, NY 13028-3110 |
| Document Number | 0000000717 |
| Instrument Date | Nov 20, 2025 |
| Instrument | R-2025-010717 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 S MAPLE ST, MANCHESTER, NH 03103-5750 |
| Name | Verified Name |
|---|---|
| Address | 5344 BUNKER HILL WAY, SYRACUSE, NY 13207-1155 |
| Document Number | 0000000718 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | R-2025-010718 |
| Name | GEDDES FSLA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 287 Months |
| Due | Nov 12, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 36 ACKERMAN RD, BERNHARDS BAY, NY 13028-3110 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006851 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | R-2018-006851 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | MONROE, LA 71203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Nov 21, 2019 |
| Property Address | 36 ACKERMAN RD, BERNHARDS BAY, NY 13028-3110 |
| Document Number | 0000000699 |
| Map Reference | MB 1194 PG 294 |
| Instrument Date | Nov 18, 2019 |
| Instrument | R-2019-010699 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | CNY ABSTRACT & TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,600.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36 ACKERMAN RD, 36, BERNHARDS BAY, NY 13028-3110 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 104 S MAPLE ST, MANCHESTER, NH 03103-5750 |
| Document Number | 0000000700 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | R-2019-010700 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
Source: Oswego County and Constantia Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Constantia Town |
| Unified School District | Central Square Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,740.00 (+59.62%) | $335,200 (-) Land $124,700 Building $210,500 | $609,455 (+9.09%) Land $226,727 Building $382,728 |
| 2024 | $14,246.00 | $335,200 (-) Land $124,700 Building $210,500 | $558,667 (+8.33%) Land $207,833 Building $350,834 |
| 2023 | $335,200 Land $124,700 Building $210,500 | $515,692 Land $191,846 Building $323,846 |
Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 7% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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