19 Ackerman Rd, Bernhards Bay, NY 13028 Property Records

Oswego County and Constantia Town property record for 19 Ackerman Rd, Bernhards Bay, NY 13028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,093 sqft · built 1989
Lot Size	0.465 acres (20,280 sqft)
Owner	Individual Name on File
Last Sale	$132,500 (Jun 2019)
Tax Bill	$5,234 (2026)
Deeds & Mortgages	May 2019 Mortgage Jan 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`352689 311.06-01-26.01`

Property Details

APN / Parcel Number

Primary APN	`352689 311.06-01-26.01`
Alternative APN	`268931100600010260100000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,093 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	897 sqft
Finished Basement	897 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	20,280 sqft (0.465 acres)
Lot Dimensions	200 ft deep x 101 ft wide
Porch	Slab
Porch Area	364 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	19 ACKERMAN RD
City	BERNHARDS BAY
State	NY
Zip	13028-4104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SCRIBAS LOCATION
Legal Block	1
Legal Lot Number	26.010
Jurisdiction	OSWEGO NY
Township / Civil Division	CONSTANTIA
Census Block Group	2
Census Block	2116
Census Tract	20600

Owner

19 Ackerman Rd is owned and occupied by an individual who bought it in June 2019.

Source: Oswego County and Constantia Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	19 ACKERMAN RD, BERNHARDS BAY, NY 13028-4104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Deed of Trust, Transfer · Conventional with PMI BANK OF ENGLAND
Jan 17, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2019 · Amount on File
Deed Sale	Jun 3, 2019 · Amount on File
Prior Sale	Sep 27, 1999 · Amount on File
Deed Document Number	20194431
Prior Transfer Date	Feb 21, 2002
Prior Transfer Doc	2002004660
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	OSWEGO NY
Property Address	19 ACKERMAN RD, BERNHARDS BAY, NY 13028-4104
Document Number	0000004432
Instrument Date	May 31, 2019
Transaction Type	Transfer
Record Updated	Jul 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 STATE ROUTE 49 BERNHARDS BAY NY 130283101, BERNHARDS BAY, NY 13028-3101

Mortgage

Document Number	0000004432
Date	Jun 3, 2019
Instrument	4432

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2049

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OSWEGO NY
Recording Date	Jan 17, 2018
Property Address	19 ACKERMAN RD, BERNHARDS BAY, NY 13028-4104
Document Number	0000000554
Instrument Date	Jan 2, 2018
Instrument	554
Transaction Type	Foreclosure
Record Updated	Mar 5, 2018

Transaction

Amount	Amount on Record
Tax	$204.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5860 MCKINLEY RD BREWERTON NY 130299691, BREWERTON, NY 13029-9691

Tax Assessment & Valuation

The 2026 property tax bill for 19 Ackerman Rd was $5,234, up 1.4% from the year before.

Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oswego County
County Subdivision	Constantia Town
Unified School District	Central Square Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,234.00 (+1.43%)
2025	$5,160.00	$115,400 Land $10,000 Building $105,400	$209,818 Land $18,182 Building $191,636
2023		$115,400 Land $10,000 Building $105,400	$177,538 Land $15,385 Building $162,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Ackerman Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Ackerman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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