Oswego County and Constantia Town property record for 20 Ackerman Rd, Bernhards Bay, NY 13028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,688 sqft · built 1930 |
| Lot Size | 0.143 acres (6,240 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $36,000 (Feb 2004) |
| Tax Bill | $6,061 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 352689 311.06-01-25 |
| Primary APN | 352689 311.06-01-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 1,088 sqft |
| 2nd Floor Area | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,240 sqft (0.143 acres) |
| Lot Dimensions | 240 ft deep x 26 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 488 sqft |
| Parking Spaces | 1 Parking Space |
| Boat House | Boat House |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 20 ACKERMAN RD |
|---|---|
| City | BERNHARDS BAY |
| State | NY |
| Zip | 13028-3110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 121 WAWONAISSA PK E 1 135-002-000 LF 53' |
| Legal Subdivision | WAWONAISSA PARK |
| Legal Block | 1 |
| Legal Lot Number | 25.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | CONSTANTIA |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 20600 |
Source: Oswego County and Constantia Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 ACKERMAN RD, BERNHARDS BAY, NY 13028-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2004 · Amount on Record |
| Deed Sale | Feb 18, 2004 · Amount on Record |
| Deed Book / Page | 2004 / 2088 |
| Record Updated | Oct 29, 2026 |
Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Constantia Town |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,061.00 (+8%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $5,612.00 | $169,100 (-) Land $61,600 Building $107,500 | $307,455 (+18.18%) Land $112,000 Building $195,455 |
| 2023 | $169,100 Land $61,600 Building $107,500 | $260,154 Land $94,769 Building $165,385 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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