22 Ackerman Rd, Bernhards Bay, NY 13028 Property Records

Oswego County and Constantia Town property record for 22 Ackerman Rd, Bernhards Bay, NY 13028 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1928
Square Footage1,664 sqft Living Area
Lot Size34,320 sqft (0.787 acres)
OccupancyOwner Occupied
Last Sale$164,500 (2018)
Tax Bill$8,028.00 (2025)

Property Details

APN / Parcel Number

Primary APN352689 311.06-01-27
Alternative APN
  • 268931100600010270000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,664 sqft Living Area
1st Floor1,040 sqft 1st Floor
2nd Floor624 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area34,320 sqft (0.787 acres)
Depth X Width330 ft x 104 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area620 sqft Garage
Porch1 Porch
Porch Area128 sqft Porch
Boat HouseBoat House

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address22 ACKERMAN RD
CityBERNHARDS BAY
StateNY
Zip13028-3110
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 121 400-067-000 LF 104'
Legal SubdivisionSERIBAS LOCATION
Legal Block1
Legal Lot Number27.000
JurisdictionOSWEGO NY
Minor Civil DivisionCONSTANTIA
Census Blockgroup2
Census Block2087
Census Tract20600

Owner

Source: Oswego County and Constantia Town records · APN 352689 311.06-01-27

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address22 ACKERMAN RD, BERNHARDS BAY, NY 13028-3110
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2019Deed of Trust, Mortgage · Line of Credit
GPO FCU
Apr 06, 2018Bargain and Sale Deed, Transfer · Conventional Mortgage
G P O FEDERAL CREDIT UNION
Sep 26, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 06, 2018 · Amount on Record
Deed SaleApr 06, 2018 · Amount on Record
Prior SaleSep 26, 2017 · Amount on Record
Deed Doc Number20183232
Prior Transfer DateDec 08, 2000
Prior Transfer Doc1544000217
Record RefreshedJun 08, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address22 ACKERMAN RD, BERNHARDS BAY, NY 13028-3110
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006783
DateAug 08, 2019
InstrumentR-2019-006783
Lender
NameGPO FCU
TypeCredit Union
AddressNEW HARTFORD, NY 13413
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 07, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2018: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionOSWEGO NY
Recording DateApr 06, 2018
Property Address22 ACKERMAN RD, BERNHARDS BAY, NY 13028-3110
Document Number0000003232
Instrument DateFeb 26, 2018
InstrumentR-2018-003232
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$658.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8480 STAGECOACH CIR, 8480, FREDERICK, MD 21701-4747

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 BROAD ST, ONEIDA, NY 13421-2412

Mortgage

Document Number0000003234
DateApr 06, 2018
InstrumentR-2018-003234
Lender
NameG P O FEDERAL CREDIT UNION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 05, 2048

September 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSWEGO NY
Recording DateSep 26, 2017
Property Address22 ACKERMAN RD, BERNHARDS BAY, NY 13028-3110
Document Number0000009407
Instrument DateJun 28, 2017
Instrument9407
Transaction TypeForeclosure
Record UpdatedOct 25, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,150.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressEP-MN-WS3D ST WEST ST PAUL MN 55107, WEST ST PAUL, MN 55107

Tax Assessment & Valuation

Source: Oswego County and Constantia Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionConstantia Town
Unified School DistrictCentral Square Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,028.00$188,700 (-) Land $90,500 Building $98,200$343,091 (+18.18%) Land $164,545 Building $178,546
2023$188,700 Land $90,500 Building $98,200$290,308 Land $139,231 Building $151,077

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oswego County (36075C), updated October 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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