Oswego County and Constantia Town property record for 18 Ackerman Rd, Bernhards Bay, NY 13028
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 912 sqft · built 1945 |
| Lot Size | 0.292 acres (12,740 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,703 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 352689 311.06-01-24 |
| Primary APN | 352689 311.06-01-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 12,740 sqft (0.292 acres) |
| Lot Dimensions | 245 ft deep x 52 ft wide |
| View / Lot | Waterfront |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 18 ACKERMAN RD |
|---|---|
| City | BERNHARDS BAY |
| State | NY |
| Zip | 13028-3110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 121 WAWONAISSA PK W 1 002-008-000 |
| Legal Block | 1 |
| Legal Lot Number | 24.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | CONSTANTIA |
| Census Block Group | 2 |
| Census Block | 2087 |
| Census Tract | 20600 |
18 Ackerman Rd is owned and occupied by an individual.
Source: Oswego County and Constantia Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18 ACKERMAN RD, BERNHARDS BAY, NY 13028-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 18 Ackerman Rd was $4,703 with exemptions applied, up 1.4% from the year before.
Source: Oswego County and Constantia Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Constantia Town |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,703.00 (+1.45%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,636.00 | $102,000 Land $67,100 Building $34,900 | $185,455 Land $122,000 Building $63,455 |
| 2023 | $102,000 Land $67,100 Building $34,900 | $156,923 Land $103,231 Building $53,692 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18 Ackerman Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Mar 1993 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 18 Ackerman Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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