356 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 356 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 3,032 sqft · built 2021
Lot Size	0.21 acres (9,218 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,865,000 (Jan 2025)
Tax Bill	$5,394 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2022 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`244NK039`

Property Details

APN / Parcel Number

Primary APN	`244NK039`
Alternative APNs	`108513134949` `80110942` `80132903`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	3,032 sqft Heated Area
Gross Area	4,794 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Hip
Roof Material	Shingle
Lot Area	9,218 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80132903
Street Address	356 E FOURTH ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-79 PH-III LITTLE BEACH LANDING PL 81/66
Legal Subdivision	LITTLE BEACH LANDING SUBDIVISION
Legal Phase	III
Legal Lot Number	79
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4025
Census Tract	20512

Owner

Source: Brunswick County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10348 SAM MEEKS RD, PINEVILLE, NC 28134-6309
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jul 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage ANDERSON BROTHERS BANK
Oct 6, 2022	Warranty Deed, Transfer
May 13, 2021	Warranty Deed, Transfer
Apr 9, 2018	Trustee's Deed, Transfer DW FAMILY GST TRUST (IT)
Apr 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2025 · Amount on Record
Deed Sale	Jan 3, 2025 · Amount on Record
Prior Sale	Oct 6, 2022 · Amount on Record
Deed Book / Page	5290 / 895
Prior Transfer Date	Apr 5, 2018
Prior Transfer Doc	0040370840
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	356 E FOURTH ST, OCEAN ISLE BEACH, NC 28469
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	MIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10348 SAM MEEKS RD, PINEVILLE, NC 28134-6309

Mortgage

Document Number	0055051173
Date	Feb 19, 2026
Book Page	5505/1173

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	356 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048761020
Date	Jul 1, 2022
Book Page	4876/1020

Lender

Name	ANDERSON BROTHERS BANK
Type	Bank
Address	MULLINS, SC 29574

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	Other
Margin	3
Max Rate	9.25%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 6, 2022
Property Address	356 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0049211271
Book / Page	4921 / 1271
Map Reference	CAB 81 PG 65-72
Instrument Date	Oct 4, 2022
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$3,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6720 AVIS WALK, 6720, ALPHARETTA, GA 30005-2433

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 N WATERSIDE DR, SENECA, SC 29672-0451

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 13, 2021
Property Address	356 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0046180169
Book / Page	4618 / 169
Map Reference	CAB 81 PG 65-72
Instrument Date	May 4, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2618 NEW VILLAGE WAY, 2618, WILMINGTON, NC 28405-7426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4350 BARNSLEY GARDENS WAY, CUMMING, GA 30040-0664
Investor	Possibly a Property Investor

April 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 9, 2018
Property Address	356 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0040390101
Book / Page	004039 / 000101
Instrument Date	Apr 9, 2018
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,585.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426
Investor	Possibly a Property Investor

Mortgage

Document Number	40390115
Date	Apr 9, 2018
Book Page	004039/000115

Lender

Name	DW FAMILY GST TRUST (IT)
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 8, 2028

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 5, 2018
Property Address	356 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0040370840
Book / Page	004037 / 000840
Instrument Date	Apr 5, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of August 26, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,394.00	$1,401,770 (-) Land $250,000 Building $1,151,770	$1,401,770 (-) Land $250,000 Building $1,151,770
2024	$5,394.00
2023		$1,401,770 Land $250,000 Building $1,151,770	$1,401,770 Land $250,000 Building $1,151,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Fourth St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures