348 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 348 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 2,664 sqft · built 2022
Lot Size0.12 acres (5,093 sqft)
OwnerCompany Name on Record
Last Sale$1,750,000 (Feb 2026)
Tax Bill$5,000 (2025)
Deeds & MortgagesFeb 2026 Sale
Nov 2021 Mortgage
+ 4 more
Flood ZoneZone AE (high risk)
APN244NK035

Property Details

APN / Parcel Number

Primary APN244NK035
Alternative APNs
  • 108513132934
  • 80105405
  • 80135602

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area2,664 sqft Heated Area
Gross Area3,900 sqft
FlooringLaminate Plank
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialFiber Cement Siding
Roof TypeHip
Roof MaterialShingle
Lot Area5,093 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80135602
Street Address348 E FOURTH ST
CityOCEAN ISLE BEACH
StateNC
Zip28469
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL-75 PH-III LITTLE BEACH LANDING PL 81/66
Legal SubdivisionLITTLE BEACH LANDING SUBDIVISION
Legal PhaseIII
Legal Lot Number75
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group4
Census Block4025
Census Tract20512

Owner

Source: Brunswick County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3235 BRIGHTWATER FARM RD, HENDERSONVILLE, NC 28739-7123
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Warranty Deed, Transfer
Nov 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
COASTAL FCU
Dec 20, 2022Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 17, 2021Warranty Deed, Transfer · Line of Credit
FIRST BANK
Apr 9, 2018Trustee's Deed, Transfer
DW FAMILY GST TRUST (IT)
Apr 5, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 19, 2026 · Amount on Record
Deed SaleFeb 19, 2026 · Amount on Record
Prior SaleDec 20, 2022 · Amount on Record
Deed Book / Page5505 / 885
Prior Transfer DateApr 5, 2018
Prior Transfer Doc0040370840
Record UpdatedSep 20, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateFeb 19, 2026
Property Address348 E FOURTH ST, OCEAN ISLE BEACH, NC 28469
Document Number0055050885
Book / Page5505 / 885
Map ReferenceCAB 81 PG 65-72
Instrument DateFeb 9, 2026
Transaction TypeTransfer
Record UpdatedMar 10, 2026

Transaction

AmountAmount Recorded
Tax$3,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14624 E CIRCLE Q RANCH PL, VAIL, AZ 85641-8935

Transferred To (Grantee/Buyer)

NameVerified Name
Address3235 BRIGHTWATER FARM RD, HENDERSONVILLE, NC 28739-7123

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address348 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Transaction TypeMortgage
Record UpdatedOct 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047500712
DateNov 23, 2021
Book Page4750/712
Lender
NameCOASTAL FCU
TypeCredit Union
AddressRALEIGH, NC 27609
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateDec 1, 2032
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change9.25%
Index1-Year CMT
Margin3
Max Rate9.25%

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateDec 20, 2022
Property Address348 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number0049520502
Book / Page4952 / 502
Map ReferenceCAB 81 PG 65-72
Instrument DateDec 12, 2022
Transaction TypeTransfer
Record UpdatedOct 26, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 IRON LEDGE CT, HOLLY SPRINGS, NC 27540-4979

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address14624 E CIRCLE ORANCH PLACE, VAIL, AZ 85641

Mortgage

Document Number0004952506
DateDec 20, 2022
Instrument4952/506
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateSep 17, 2021
Property Address348 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number0047060323
Book / Page4706 / 323
Map ReferenceCAB 81 PG 65-72
Instrument DateSep 9, 2021
Transaction TypeTransfer
Record UpdatedOct 26, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 BLUE GRANITE DR, HOLLY SPRINGS, NC 27540-6453

Mortgage

Document Number0004706326
DateSep 17, 2021
Instrument4706/326
Lender
NameFIRST BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionBRUNSWICK NC
Recording DateApr 9, 2018
Property Address348 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number0040390101
Book / Page004039 / 000101
Instrument DateApr 9, 2018
Transaction TypeTransfer
Record UpdatedApr 26, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,585.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426
InvestorPossibly a Property Investor

Mortgage

Document Number40390115
DateApr 9, 2018
Book Page004039/000115
Lender
NameDW FAMILY GST TRUST (IT)
Address2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426
Agreement
AmountAmount Recorded
Term120 Months
DueApr 8, 2028

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRUNSWICK NC
Recording DateApr 5, 2018
Property Address348 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number0040370840
Book / Page004037 / 000840
Instrument DateApr 5, 2018
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of August 26, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,000.00 (+3.56%)$1,294,970 (-) Land $250,000 Building $1,044,970$1,294,970 (-) Land $250,000 Building $1,044,970
2024$4,828.00
2023$1,294,970 Land $250,000 Building $1,044,970$1,294,970 Land $250,000 Building $1,044,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 612 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies663 units insured
incl. 51 condo units
Nearby Flood Claims744 (1979–2024)
Claims Outside the SFHA7 of 744
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Isaias, Aug 2020 · 92 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims
  • Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Nearby Properties on E Fourth St

Nearby Streets

Search Property Records by Address or Parcel Number