351 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 351 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 2,590 sqft · built 2022
Lot Size0.166 acres (7,231 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Oct 2021)
Tax Bill$4,998 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jun 2021 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN244NL005

Property Details

APN / Parcel Number

Primary APN244NL005
Alternative APNs
  • 108513142183
  • 80118790

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Building Area2,590 sqft Heated Area
Gross Area4,346 sqft
1st Floor Area592 sqft
FlooringLaminate Plank
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialWood Shingle
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialShingle
Lot Area7,231 sqft (0.166 acres)
PorchPatio
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80118790
Street Address351 E FOURTH ST
CityOCEAN ISLE BEACH
StateNC
Zip28469-0630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL-86 PH-III LITTLE BEACH LANDING PL 81/66
Legal SubdivisionLITTLE BEACH LANDING SUBDIVISION
Legal PhaseIII
Legal Lot Number86
JurisdictionBRUNSWICK NC
Township / Civil DivisionSHALLOTTE
Census Block Group4
Census Block4006
Census Tract20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4917 DEER WALK AVE, CHARLOTTE, NC 28270-0690
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA
Jun 24, 2021Warranty Deed, Transfer
Apr 9, 2018Trustee's Deed, Transfer
DW FAMILY GST TRUST (IT)
Apr 5, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2021 · Amount on Record
Deed SaleOct 29, 2021 · Amount on Record
Prior SaleJun 24, 2021 · Amount on Record
Deed Book / Page4735 / 863
Prior Transfer DateApr 5, 2018
Prior Transfer Doc0040370840
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateOct 29, 2021
Property Address351 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0630
Document Number0047350863
Book / Page4735 / 863
Map ReferenceCAB 81 PG 65-72
Instrument DateOct 20, 2021
Transaction TypeTransfer
Record UpdatedOct 26, 2023

Transaction

AmountAmount Recorded
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 736, CHESHIRE, MA 01225-0736

Transferred To (Grantee/Buyer)

NameVerified Name
Address4917 DRAKE TRL, CHARLOTTE, NC 28277

Mortgage

Document Number0004735873
DateOct 29, 2021
Instrument4735/873
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
Type Change DateNov 1, 2026
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change7.75%
Index1-Year CMT
Max Rate7.75%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateJun 24, 2021
Property Address351 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0630
Document Number0046480077
Book / Page4648 / 77
Map ReferenceCAB 81 PG 65-72
Instrument DateJun 10, 2021
Transaction TypeTransfer
Record UpdatedOct 26, 2023

Transaction

AmountAmount Recorded
Tax$475.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 736, CHESHIRE, MA 01225-0736
InvestorPossibly a Property Investor

April 2018: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionBRUNSWICK NC
Recording DateApr 9, 2018
Property Address351 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7607
Document Number0040390101
Book / Page004039 / 000101
Instrument DateApr 9, 2018
Transaction TypeTransfer
Record UpdatedApr 30, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,585.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426
InvestorPossibly a Property Investor

Mortgage

Document Number40390115
DateApr 9, 2018
Book Page004039/000115
Lender
NameDW FAMILY GST TRUST (IT)
Address2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426
Agreement
AmountAmount Recorded
Term120 Months
DueApr 8, 2028

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRUNSWICK NC
Recording DateApr 5, 2018
Property Address351 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7607
Document Number0040370840
Book / Page004037 / 000840
Instrument DateApr 5, 2018
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOcean Isle Beach Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,298,920 (-) Land $330,000 Building $968,920$1,298,920 (-) Land $330,000 Building $968,920
2025$4,998.00$1,298,920 (+51.54%) Land $330,000 Building $968,920$1,298,920 (+51.54%) Land $330,000 Building $968,920
2023$857,140 Land $330,000 Building $527,140$857,140 Land $330,000 Building $527,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 612 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies663 units insured
incl. 51 condo units
Nearby Flood Claims744 (1979–2024)
Claims Outside the SFHA7 of 744
Most Recent ClaimAug 2024 · Tropical Storm Debby
Claims by Event
  • Hurricane Isaias, Aug 2020 · 92 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims
  • Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 83% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OCEAN ISLE BEACH
serves 7,925 people · EPA ID NC0410035
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionApr 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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