361 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 361 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 2,440 sqft · built 2023
Lot Size	0.156 acres (6,795 sqft)
Owner	2 Individual Names on Record
Last Sale	$502,000 (Apr 2023)
Tax Bill	$5,356 (2025)
Deeds & Mortgages	Jul 2023 Construction Loan Apr 2023 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`244NL010`

Property Details

APN / Parcel Number

Primary APN	`244NL010`
Alternative APNs	`108513145271` `80111756` `80140069`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Building Area	2,440 sqft Heated Area
Gross Area	4,676 sqft
1st Floor Area	1,256 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	6,795 sqft (0.156 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80140069
Street Address	361 E FOURTH ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-91 PH-III LITTLE BEACH LANDING PL 81/66
Legal Subdivision	LITTLE BEACH LANDING SUBDIVISION
Legal Phase	III
Legal Lot Number	91
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4006
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1614 LOOKOUT CIR, WAXHAW, NC 28173-8085
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 25, 2023	Warranty Deed, Transfer
Jun 21, 2021	Warranty Deed, Transfer
Mar 11, 2021	Grant Deed, Transfer LW OI INVESTMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023 · Amount on Record
Deed Sale	Apr 25, 2023 · Amount on Record
Prior Sale	Jun 21, 2021 · Amount on Record
Deed Book / Page	5004 / 367
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	361 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0630
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1614 LOOKOUT CIR, WAXHAW, NC 28173-8085

Mortgage

Document Number	0050480402
Date	Jul 24, 2023
Book Page	5048/402

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Type Change Date	Aug 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.5%
Margin	3
Max Rate	11.5%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 25, 2023
Property Address	361 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0630
Document Number	0050040367
Book / Page	5004 / 367
Map Reference	CAB 81 PG 65-72
Instrument Date	Apr 19, 2023
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$1,004.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	395 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1614 LOOKOUT CIR, WAXHAW, NC 28173-8085

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 21, 2021
Property Address	361 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0630
Document Number	0046460200
Book / Page	4646 / 200
Map Reference	CAB 81 PG 85-72
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 CAUSEWAY DR, OCEAN ISLE BEACH, NC 28469-7505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	395 E SECOND ST, OCEAN ISLE BEACH, NC 28469-7609

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 11, 2021
Property Address	361 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0630
Document Number	0045671179
Book / Page	004567 / 001179
Instrument Date	Mar 10, 2021
Transaction Type	Transfer
Record Updated	Apr 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,616.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 CAUSEWAY DR OCEAN ISLE BEACH NC 284697505, OCEAN ISLE BEACH, NC 28469-7505
Investor	Possibly a Property Investor

Mortgage

Document Number	45671182
Date	Mar 11, 2021
Book Page	004567/001182

Lender

Name	LW OI INVESTMENT LLC
Address	11 CAUSEWAY DR, OCEAN ISLE BEACH, NC 28469-7505

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,449,120 (-) Land $330,000 Building $1,119,120	$1,449,120 (-) Land $330,000 Building $1,119,120
2025	$5,356.00	$1,449,120 (+339.13%) Land $330,000 Building $1,119,120	$1,449,120 (+339.13%) Land $330,000 Building $1,119,120
2023		$330,000 Land $330,000	$330,000 Land $330,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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