358 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 358 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 2,983 sqft · built 2023
Lot Size	0.151 acres (6,578 sqft)
Owner	2 Individual Names on File
Last Sale	$1,825,000 (Mar 2024)
Tax Bill	$5,003 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2023 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`244NK040`

Property Details

APN / Parcel Number

Primary APN	`244NK040`
Alternative APNs	`108513144090` `80113466` `80062317`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	2,983 sqft Heated Area
Gross Area	5,792 sqft
1st Floor Area	1,442 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Shingle
Lot Area	6,578 sqft (0.151 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80062317
Street Address	358 E FOURTH ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469-0618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-80 PH-III LITTLE BEACH LANDING PL 81/66
Legal Subdivision	LITTLE BEACH LANDING SUBDIVISION
Legal Phase	III
Legal Lot Number	80
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4025
Census Tract	20512

Owner

358 E Fourth St is owned by two individuals who bought it in March 2024.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	211 MCLEOD CT, WAXHAW, NC 28173-1700
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Mar 1, 2023	Warranty Deed, Transfer
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK
Mar 11, 2021	Grant Deed, Transfer LW OI INVESTMENT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2024 · Amount on File
Deed Sale	Mar 26, 2024 · Amount on File
Prior Sale	Mar 1, 2023 · Amount on File
Deed Book / Page	5154 / 133
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 26, 2024
Property Address	358 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0051540133
Book / Page	5154 / 133
Map Reference	CAB 81 PG 65-72
Instrument Date	Mar 25, 2024
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 736, CHESHIRE, MA 01225-0736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1264 CHANDLER PL, CHARLOTTE, NC 28211-2902

Mortgage

Document Number	0005154136
Date	Mar 26, 2024
Instrument	5154/136

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.62%
Max Rate At Change	7.62%
Max Rate	10.6%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 1, 2023
Property Address	358 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0049790198
Book / Page	4979 / 198
Map Reference	CAB 81 PG 65-72
Instrument Date	Mar 1, 2023
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 SUMMIT LN, RIDGEFIELD, CT 06877-2015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 736, CHESHIRE, MA 01225-0736

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jul 2, 2021
Property Address	358 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0046550913
Book / Page	4655 / 913
Map Reference	CAB 81 PG 65-72
Instrument Date	Jun 22, 2021
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$504.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 CAUSEWAY DR, OCEAN ISLE BEACH, NC 28469-7505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SUMMIT LN, RIDGEFIELD, CT 06877-2015

Mortgage

Document Number	0004655939
Date	Jul 2, 2021
Instrument	4655/939

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Aug 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.12%
Index	1-Year CMT
Margin	4
Max Rate	10.1%

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 11, 2021
Property Address	358 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0045671179
Book / Page	004567 / 001179
Instrument Date	Mar 10, 2021
Transaction Type	Transfer
Record Updated	Apr 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,616.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 CAUSEWAY DR OCEAN ISLE BEACH NC 284697505, OCEAN ISLE BEACH, NC 28469-7505
Investor	Possibly a Property Investor

Mortgage

Document Number	45671182
Date	Mar 11, 2021
Book Page	004567/001182

Lender

Name	LW OI INVESTMENT LLC
Address	11 CAUSEWAY DR, OCEAN ISLE BEACH, NC 28469-7505

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 358 E Fourth St was $5,003.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,345,800 (-) Land $250,000 Building $1,095,800	$1,345,800 (-) Land $250,000 Building $1,095,800
2025	$5,003.00	$1,345,800 Land $250,000 Building $1,095,800	$1,345,800 Land $250,000 Building $1,095,800
2023		$250,000 Land $250,000	$250,000 Land $250,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 358 E Fourth St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 358 E Fourth St is moderate, ranking above 44% of the US, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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